10 Cotuit Cove Rd, Cotuit, MA 02635 Property Records

Barnstable County and Barnstable Town City property record for 10 Cotuit Cove Rd, Cotuit, MA 02635

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,688 sqft · built 2019
Lot Size0.68 acres (29,621 sqft)
OwnerTrust Name on Record
Last Sale$270,000 (Jul 2019)
Tax Bill$8,909 (2025)
Deeds & MortgagesApr 2020 Refinance
Jul 2019 Sale
Flood ZoneZone X (minimal risk)
APNCOTU M:005 L:014

Property Details

APN / Parcel Number

Primary APNCOTU M:005 L:014
Alternative APN
  • 368

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,688 sqft Living Area
Gross Area5,952 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area29,621 sqft (0.68 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number368
Street Address10 COTUIT COVE RD
CityCOTUIT
StateMA
Zip02635-3427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal Lot Number14
JurisdictionBARNSTABLE MA
Township / Civil DivisionBARNSTABLE TOWN
Census Block Group1
Census Block1043
Census Tract13200

Owner

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on Record
Mailing Address10 COTUIT COVE RD, COTUIT, MA 02635-3427
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
STIFEL BANK & TRUST
Jul 12, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 12, 2019 · Amount on Record
Deed SaleJul 12, 2019 · Amount on Record
Deed Document Number201932865
Deed Book / Page32152 / 97
Last Transfer DateDec 14, 2022
Transfer Doc0000061973
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBARNSTABLE MA
Property Address10 COTUIT COVE RD, COTUIT, MA 02635-3427
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number32809-85
DateApr 6, 2020
Book Page32809/85
Instrument16708
Lender
NameSTIFEL BANK & TRUST
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBARNSTABLE MA
Recording DateJul 12, 2019
Property Address10 COTUIT COVE RD, COTUIT, MA 02635-3427
Document Number32152-97
Book / Page032152 / 000097
Instrument DateJul 8, 2019
Instrument32865
Transaction TypeTransfer
Record UpdatedJul 30, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$1,539.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address154 HICKORY HILL CIR OSTERVILLE MA 026551349, OSTERVILLE, MA 02655-1349

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
MunicipalityBarnstable Town City
Unified School DistrictBarnstable School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,909.00 (+10.79%)$1,067,000 (+4.57%) Land $287,400 Building $779,600$1,750,850
2024$8,041.00 (+5.07%)$1,020,400 (+11.6%) Land $287,400 Building $733,000
2023$7,653.00$914,300 Land $284,300 Building $630,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 32 policies
Nearby Flood Policies32 in force
Nearby Flood Claims9 (1990–2023)
Claims Outside the SFHA5 of 9
Most Recent ClaimAug 2023 · rainfall accumulation
Claims by Event
  • Hurricane Bob, Aug 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOTUIT FIRE DISTRICT WATER DEPARTMENT
serves 4,938 people · EPA ID MA4020003
Water SourceGroundwater
Last State InspectionAug 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

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