72 Cotuit Cove Rd, Cotuit, MA 02635 Property Records

Barnstable County and Barnstable Town City property record for 72 Cotuit Cove Rd, Cotuit, MA 02635

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,072 sqft · built 1980
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Company Names on Record
Last Sale	$667,500 (Sep 2017)
Tax Bill	$7,829 (2025)
Deeds & Mortgages	Dec 2017 Transfer Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`COTU M:005 L:035`

Property Details

APN / Parcel Number

Primary APN	`COTU M:005 L:035`
Alternative APN	`527`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,072 sqft Living Area
Gross Area	5,840 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,750 sqft (0.66 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	527
Street Address	72 COTUIT COVE RD
City	COTUIT
State	MA
Zip	02635-3427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Lot Number	35
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	1
Census Block	1043
Census Tract	13200

Owner

Source: Barnstable County and Barnstable Town City records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1 RYAN WAY, STERLING, MA 01564-2055
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2017	Quit Claim Deed, Transfer Quitclaim
Sep 29, 2017	Quit Claim Deed, Transfer CORNERSTONE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2017 · Amount on Record
Deed Sale	Sep 29, 2017 · Amount on Record
Prior Sale	Feb 16, 2007 · Amount on Record
Deed Book / Page	30800 / 330
Transfer Doc	0000064242
Record Updated	Oct 29, 2026

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Dec 18, 2017
Property Address	72 COTUIT COVE RD, COTUIT, MA 02635-3427
Document Number	30969-247
Book / Page	030969 / 000247
Instrument Date	Dec 8, 2017
Instrument	64242
Transaction Type	Transfer
Record Updated	Jan 11, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1 RYAN WAY STERLING MA 015642055, STERLING, MA 01564-2055

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Sep 29, 2017
Property Address	72 COTUIT COVE RD, COTUIT, MA 02635-3427
Document Number	30800-330
Book / Page	30800 / 330
Instrument	50014
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51.77
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	308000335
Date	Sep 29, 2017
Instrument	30800/0335

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 29, 2032

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,829.00 (+9.9%)	$937,600 (+3.71%) Land $285,800 Building $651,800	$1,166,790
2024	$7,124.00 (+2.02%)	$904,100 (+8.37%) Land $285,800 Building $618,300
2023	$6,983.00	$834,300 Land $282,700 Building $551,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	9 (1990–2023)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Aug 2023 · rainfall accumulation
Claims by Event	Hurricane Bob, Aug 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTUIT FIRE DISTRICT WATER DEPARTMENT serves 4,938 people · EPA ID MA4020003
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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