Worcester County and Westborough Town property record for 11 Cedar St, Westborough, MA 01581
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,745 sqft · built 1897 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (Apr 2026) |
| Tax Bill | $7,767 (2026) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WBOR M:0021 B:000165 L:0 |
| Primary APN | WBOR M:0021 B:000165 L:0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,745 sqft Living Area |
| Gross Area | 3,035 sqft |
| Basement Area | 608 sqft |
| Unfinished Basement | 608 sqft |
| Year Built | Built 1897 |
|---|---|
| Effective Year Built | Effective 1897 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 11 CEDAR ST |
|---|---|
| City | WESTBOROUGH |
| State | MA |
| Zip | 01581-1605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Block | 165 |
| Jurisdiction | WESTBOROUGH MA |
| Township / Civil Division | WESTBOROUGH |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 742300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Vintonville Historic District listed 2006 · NRIS 06000717 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
11 Cedar St is owned and occupied by two individuals who bought it in April 2026.
Source: Worcester County and Westborough Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 CEDAR ST, WESTBOROUGH, MA 01581-1605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2026 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage PROVIDENT FUNDING GROUP INC |
| Oct 13, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2026 · Amount on File |
| Deed Sale | Apr 30, 2026 · Amount on File |
| Prior Sale | Oct 13, 2022 · Amount on File |
| Deed Document Number | 202633677 |
| Deed Book / Page | 73515 / 394 |
| Prior Transfer Date | Oct 12, 2022 |
| Prior Transfer Doc | 068346-333 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTBOROUGH MA |
| Recording Date | Apr 30, 2026 |
| Property Address | 11 CEDAR ST, WESTBOROUGH, MA 01581-1605 |
| Document Number | 073515-394 |
| Book / Page | 73515 / 394 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 202633677 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 11 CEDAR ST, WESTBOROUGH, MA 01581-1605 |
| Date | Apr 30, 2026 |
|---|
| Name | PROVIDENT FUNDING GROUP INC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTBOROUGH MA |
| Recording Date | Oct 13, 2022 |
| Property Address | 11 CEDAR ST, WESTBOROUGH, MA 01581-1605 |
| Document Number | 068346-333 |
| Book / Page | 68346 / 333 |
| Instrument Date | Oct 12, 2022 |
| Instrument | 111556 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Title Company | MISC COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11 CEDAR ST, WESTBOROUGH, MA 01581-1605 |
| Investor | Possibly a Property Investor |
| Document Number | 0000111557 |
|---|---|
| Date | Oct 13, 2022 |
| Instrument | 111557 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 11 Cedar St was $7,767, up 0.9% from the year before.
Source: Worcester County and Westborough Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Westborough Town |
| Unified School District | Westborough School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,767.00 (+0.91%) | $487,600 (+3.2%) Land $317,400 Building $170,200 | $617,327 (+10.44%) |
| 2025 | $7,697.00 (+5.05%) | $472,500 (+5.82%) Land $302,300 Building $170,200 | $558,980 (+9.51%) |
| 2024 | $7,327.00 (+6.87%) | $446,500 (+9.68%) Land $281,100 Building $165,400 | $510,435 |
| 2023 | $6,856.00 | $407,100 Land $262,900 Building $144,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11 Cedar St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11 Cedar St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTBOROUGH WATER DEPARTMENT serves 21,567 people · EPA ID MA2328000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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