16 Cedar St, Westborough, MA 01581 Property Records

Worcester County and Westborough Town property record for 16 Cedar St, Westborough, MA 01581

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,192 sqft · built 1895
Lot Size0.281 acres (12,249 sqft)
Owner2 Individual Names on File
Last Sale$125,000 (Sep 1999)
Tax Bill$7,540 (2026)
Deeds & MortgagesOct 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APNWBOR M:0021 B:000100 L:0

Property Details

APN / Parcel Number

Primary APNWBOR M:0021 B:000100 L:0

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,192 sqft Living Area
Gross Area1,908 sqft
Basement Area716 sqft
Unfinished Basement716 sqft

Exterior

Year BuiltBuilt 1895
Effective Year BuiltEffective 1895
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,249 sqft (0.281 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address16 CEDAR ST
CityWESTBOROUGH
StateMA
Zip01581-1606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal Block100
JurisdictionWESTBOROUGH MA
Township / Civil DivisionWESTBOROUGH
Census Block Group1
Census Block1008
Census Tract742300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Vintonville Historic District
listed 2006 · NRIS 06000717

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

16 Cedar St is owned and occupied by two individuals who bought it in September 1999.

Source: Worcester County and Westborough Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address16 CEDAR ST, WESTBOROUGH, MA 01581-1606
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 2, 1999 · Amount on File
Deed SaleSep 2, 1999 · Amount on File
Deed Book / Page21809 / 225
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTBOROUGH MA
Property Address16 CEDAR ST, WESTBOROUGH, MA 01581-1606
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number59521-207
DateOct 9, 2018
Book Page59521/207
Instrument107005
Lender
NameCENTRAL ONE FCU
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 16 Cedar St was $7,540, up 4.3% from the year before.

Source: Worcester County and Westborough Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionWestborough Town
Unified School DistrictWestborough School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,540.00 (+4.27%)$473,300 (+6.62%) Land $319,100 Building $154,200$530,439 (+31.87%)
2025$7,231.00 (+6.43%)$443,900 (+7.22%) Land $303,900 Building $140,000$402,230 (-2.64%)
2024$6,794.00 (+4.57%)$414,000 (+7.31%) Land $282,500 Building $131,500$413,155
2023$6,497.00$385,800 Land $264,300 Building $121,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Cedar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTBOROUGH WATER DEPARTMENT
serves 21,567 people · EPA ID MA2328000
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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