8 Cedar St, Westborough, MA 01581 Property Records

Worcester County and Westborough Town property record for 8 Cedar St, Westborough, MA 01581

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,634 sqft · built 1884
Lot Size	0.25 acres (10,890 sqft)
Owner	Trust Name on File
Last Sale	$515,000 (Mar 2019)
Tax Bill	$10,949 (2026)
Deeds & Mortgages	May 2022 Line of Credit Nov 2021 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`WBOR M:0021 B:000096 L:0`

Property Details

APN / Parcel Number

Primary APN	`WBOR M:0021 B:000096 L:0`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,634 sqft Living Area
Gross Area	4,131 sqft
Basement Area	767 sqft
Unfinished Basement	767 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1884
Effective Year Built	Effective 1884
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	8 CEDAR ST
City	WESTBOROUGH
State	MA
Zip	01581-1606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	96
Jurisdiction	WESTBOROUGH MA
Township / Civil Division	WESTBOROUGH
Census Block Group	1
Census Block	1008
Census Tract	742300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Vintonville Historic District listed 2006 · NRIS 06000717

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

8 Cedar St is owner-occupied and held in a trust since October 2021.

Source: Worcester County and Westborough Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	8 CEDAR ST, WESTBOROUGH, MA 01581-1606
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Nov 23, 2021	Quit Claim Deed, Transfer Quitclaim
Jun 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Feb 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Oct 16, 2019	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Mar 22, 2019	Quit Claim Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2019 · Amount on File
Deed Sale	Mar 22, 2019 · Amount on File
Prior Sale	Dec 14, 1994 · Amount on File
Deed Document Number	201924979
Deed Book / Page	60179 / 194
Last Transfer Date	Oct 28, 2021
Transfer Doc	66604-10
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBOROUGH MA
Property Address	8 CEDAR ST, WESTBOROUGH, MA 01581-1606
Transaction Type	Mortgage
Record Updated	Jun 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067593-153
Date	May 16, 2022
Book Page	67593/153
Instrument	52896

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTBOROUGH MA
Recording Date	Nov 23, 2021
Property Address	8 CEDAR ST, WESTBOROUGH, MA 01581-1606
Document Number	66604-10
Book / Page	66604 / 10
Instrument Date	Oct 28, 2021
Instrument	164814
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 CEDAR ST, WESTBOROUGH, MA 01581-1606

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBOROUGH MA
Property Address	8 CEDAR ST, WESTBOROUGH, MA 01581-1606
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62657-165
Date	Jun 24, 2020
Book Page	62657/165
Instrument	66598

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBOROUGH MA
Property Address	8 CEDAR ST, WESTBOROUGH, MA 01581-1606
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64419-1
Date	Feb 8, 2021
Book Page	64419/1
Instrument	18633

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	337 Months
Due	Mar 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBOROUGH MA
Property Address	8 CEDAR ST, WESTBOROUGH, MA 01581-1606
Document Number	61264-275
Instrument Date	Oct 16, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 CEDAR ST WESTBOROUGH MA 015811606, WESTBOROUGH, MA 01581-1606

Mortgage

Document Number	61264-275
Date	Oct 21, 2019
Book Page	061264/000275
Instrument	110863

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 20, 2049

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTBOROUGH MA
Recording Date	Mar 22, 2019
Property Address	8 CEDAR ST, WESTBOROUGH, MA 01581-1606
Document Number	60179-194
Book / Page	060179 / 000194
Instrument Date	Mar 14, 2019
Instrument	24979
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,348.40
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 CEDAR ST WESTBOROUGH MA 015811606, WESTBOROUGH, MA 01581-1606

Mortgage

Document Number	60179-197
Date	Mar 22, 2019
Book Page	060179/000197
Instrument	24980

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 21, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 8 Cedar St was $10,949, up 2.9% from the year before.

Source: Worcester County and Westborough Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Westborough Town
Unified School District	Westborough School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,949.00 (+2.87%)	$687,300 (+5.19%) Land $317,400 Building $369,900	$761,862 (+5.22%)
2025	$10,644.00 (+3.56%)	$653,400 (+4.33%) Land $302,300 Building $351,100	$724,090 (+0.37%)
2024	$10,278.00 (+7.84%)	$626,300 (+10.65%) Land $281,100 Building $345,200	$721,430
2023	$9,531.00	$566,000 Land $262,900 Building $303,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Cedar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTBOROUGH WATER DEPARTMENT serves 21,567 people · EPA ID MA2328000
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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