11 Buffum Rd, Charlton, MA 01507 Property Records

Worcester County and Charlton Town property record for 11 Buffum Rd, Charlton, MA 01507 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,544 sqft · built 1985
Lot Size	0.971 acres (42,310 sqft)
Owner	2 Individual Names on File
Last Sale	$520,000 (Jul 2025)
Tax Bill	$5,398 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CHAR M:0055 B:000C L:00002-1`

Property Details

APN / Parcel Number

Primary APN	`CHAR M:0055 B:000C L:00002-1`
Alternative APNs	`CHRL M:0055 B:000C L:00002-1` `M:0055 B:000C L:00002=1`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,544 sqft Living Area
Gross Area	3,376 sqft
Basement Area	1,136 sqft
Unfinished Basement	1,136 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	42,310 sqft (0.971 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	11 BUFFUM RD
City	CHARLTON
State	MA
Zip	01507-1406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	C
Legal Lot Number	2-1
Jurisdiction	CHARLTON MA
Township / Civil Division	CHARLTON
Census Block Group	3
Census Block	3014
Census Tract	756102

Owner

Source: Worcester County and Charlton Town records · APN CHAR M:0055 B:000C L:00002-1

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	11 BUFFUM RD, CHARLTON, MA 01507-1406
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jul 07, 2025	Quit Claim Deed, Transfer · FHA Mortgage OCMBC INC
Apr 10, 2024	Quit Claim Deed, Transfer · Commercial Mortgage ALL WORTH LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 07, 2025 · Amount on Record
Deed Sale	Jul 07, 2025 · Amount on Record
Prior Sale	Apr 10, 2024 · Amount on Record
Deed Document Number	202555333
Deed Book / Page	72220 / 307
Record Updated	Sep 20, 2026

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLTON MA
Recording Date	Jul 07, 2025
Property Address	11 BUFFUM RD, CHARLTON, MA 01507-1406
Document Number	072220-307
Book / Page	72220 / 307
Instrument Date	Jul 03, 2025
Instrument	55333
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	11 BUFFUM RD, CHARLTON, MA 01507-1406

Mortgage

Document Number	0000055334
Date	Jul 07, 2025
Instrument	55334

Lender

Name	OCMBC INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2055

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLTON MA
Recording Date	Apr 10, 2024
Property Address	11 BUFFUM RD, CHARLTON, MA 01507-1406
Document Number	00070383-1
Book / Page	70383 / 1
Instrument Date	Apr 03, 2024
Instrument	26140
Transaction Type	Transfer
Record Updated	Apr 26, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 BUFFUM RD, CHARLTON, MA 01507-1406

Mortgage

Document Number	0000026141
Date	Apr 10, 2024
Instrument	26141

Lender

Name	ALL WORTH LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Charlton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Charlton Town
Unified School District	Dudley-Charlton Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,398.00 (+14.27%)	$485,000 (+16.42%) Land $75,000 Building $410,000	$488,205 (+18.25%)
2024	$4,724.00 (+49.16%)	$416,600 (+60.11%) Land $72,300 Building $344,300	$412,870
2023	$3,167.00	$260,200 Land $69,500 Building $190,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277561023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2007

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 46 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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