10998 Unity Ln, Commerce City, CO 80022 Property Records

Adams County property record for 10998 Unity Ln, Commerce City, CO 80022

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,462 sqft · built 2017
Lot Size	0.129 acres (5,632 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (Aug 2019)
Tax Bill	$5,909 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0187451`

Property Details

APN / Parcel Number

Primary APN	`R0187451`
Alternative APN	`0172309101069`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,462 sqft Living Area
Basement Area	1,142 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,632 sqft (0.129 acres)
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	R0187451
Street Address	10998 UNITY LN
City	COMMERCE CITY
State	CO
Zip	80022-8998
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REUNION SUBD FLG NO 25 LOT 119
Legal Subdivision	REUNION D
Legal Lot Number	119
Jurisdiction	ADAMS CO
Township / Civil Division	BRIGHTON
Census Block Group	2
Census Block	2001
Census Tract	8538

Owner

10998 Unity Ln is owned and occupied by an individual who acquired it in July 2021.

Source: Adams County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10998 UNITY LN, COMMERCE CITY, CO 80022-8998
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FINANCING CORP
Aug 27, 2019	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCING CORP
Nov 6, 2017	Grant Deed, Subdivision Related Transfer · FHA Mortgage KBHS HM LNS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2019 · Amount on File
Deed Sale	Aug 27, 2019 · Amount on File
Prior Sale	Aug 27, 2019 · Amount on File
Deed Document Number	0000069991
Last Transfer Date	Jul 8, 2021
Transfer Doc	0000082107
Record Updated	Jun 8, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADAMS CO
Recording Date	Jul 8, 2021
Property Address	10998 UNITY LN, COMMERCE CITY, CO 80022-8998
Document Number	0000082107
Instrument Date	Jun 2, 2021
Instrument	2021000082107
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10998 UNITY LN, COMMERCE CITY, CO 80022-8998

Mortgage

Document Number	0000082108
Date	Jul 8, 2021
Instrument	2021000082108

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Aug 27, 2019
Property Address	10998 UNITY LN, COMMERCE CITY, CO 80022-8998
Document Number	0000069991
Instrument Date	Aug 16, 2019
Instrument	2019000069991
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10998 UNITY LN, COMMERCE CITY, CO 80022-8998

Mortgage

Document Number	0000069992
Date	Aug 27, 2019
Instrument	2019000069992

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Mortgage

Document Number	0000069993
Date	Aug 27, 2019
Instrument	2019000069993

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

November 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ADAMS CO
Recording Date	Nov 6, 2017
Property Address	10998 UNITY LN, COMMERCE CITY, CO 80022-8998
Document Number	0000098249
Instrument Date	Oct 31, 2017
Instrument	98249
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 13, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10998 # Y LN COMMERCE CITY CO 80022, COMMERCE CITY, CO 80022

Mortgage

Document Number	98250
Date	Nov 6, 2017
Instrument	98250

Lender

Name	KBHS HM LNS LLC
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10998 Unity Ln was $5,909.

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Commerce City
Unified School District	School District 27J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,909.00	$37,500 Land $7,190 Building $30,310	$600,000 Land $115,000 Building $485,000
2023	$9,295.00 (+6.61%)	$42,550 (+7.64%) Land $6,700 Building $35,850	$629,000 (+10.58%) Land $99,000 Building $530,000
2022	$8,719.00	$39,530 Land $13,760 Building $25,770	$568,843 Land $198,000 Building $370,843

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10998 Unity Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10998 Unity Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.4% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ADAMS COUNTY WSD serves 75,559 people · EPA ID CO0101140
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Aerux Broadband, CenturyLink, Verizon.

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