10987 Unity Ln, Commerce City, CO 80022 Property Records

Adams County property record for 10987 Unity Ln, Commerce City, CO 80022

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,462 sqft · built 2017
Lot Size	0.132 acres (5,750 sqft)
Owner	Individual Name on File
Last Sale	$464,556 (Apr 2018)
Tax Bill	$6,284 (2025)
Deeds & Mortgages	Jan 2025 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0187472`

Property Details

APN / Parcel Number

Primary APN	`R0187472`
Alternative APN	`0172309204050`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,462 sqft Living Area
Basement Area	1,142 sqft
Finished Basement	1,029 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,750 sqft (0.132 acres)
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	R0187472
Street Address	10987 UNITY LN
City	COMMERCE CITY
State	CO
Zip	80022-8998
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REUNION SUBD FLG NO 25 LOT 127
Legal Subdivision	REUNION D
Legal Lot Number	127
Jurisdiction	ADAMS CO
Township / Civil Division	BRIGHTON
Census Block Group	2
Census Block	2026
Census Tract	8538

Owner

10987 Unity Ln is owned and occupied by an individual who bought it in April 2018.

Source: Adams County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	10987 UNITY LN, COMMERCE CITY, CO 80022-8998
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2025	Deed of Trust, Mortgage · Line of Credit THE DISTRICT CU
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP
Apr 3, 2018	Special Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2018 · Amount on File
Deed Sale	Apr 3, 2018 · Amount on File
Deed Document Number	2018000026863
Record Updated	Jun 8, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	10987 UNITY LN, COMMERCE CITY, CO 80022-8998
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000046
Date	Jan 2, 2025
Instrument	2025000000046

Lender

Name	THE DISTRICT CU
Type	Credit Union
Address	AURORA, CO 80011

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	10987 UNITY LN, COMMERCE CITY, CO 80022-8998
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081032
Date	Aug 19, 2020
Instrument	2020000081032

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2040

April 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Apr 3, 2018
Property Address	10987 UNITY LN, COMMERCE CITY, CO 80022-8998
Document Number	0000026863
Instrument Date	Mar 30, 2018
Instrument	2018000026863
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46.45
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10987 UNITY LN, COMMERCE CITY, CO 80022-8998

Mortgage

Document Number	0000026864
Date	Apr 3, 2018
Instrument	2018000026864

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 10987 Unity Ln was $6,284.

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Commerce City
Unified School District	School District 27J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,284.00	$39,880 Land $7,190 Building $32,690	$638,000 Land $115,000 Building $523,000
2023	$9,886.00 (+7.8%)	$45,260 (+8.85%) Land $6,700 Building $38,560	$669,000 (+11.83%) Land $99,000 Building $570,000
2022	$9,171.00	$41,580 Land $13,760 Building $27,820	$598,245 Land $198,000 Building $400,245

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10987 Unity Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10987 Unity Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.4% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ADAMS COUNTY WSD serves 75,559 people · EPA ID CO0101140
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Aerux Broadband, CenturyLink, Verizon.

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