Adams County property record for 10992 Unity Ln, Commerce City, CO 80022
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,213 sqft · built 2017 |
| Lot Size | 0.129 acres (5,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $535,000 (Dec 2021) |
| Tax Bill | $5,693 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Dec 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0187450 |
| Primary APN | R0187450 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,213 sqft Living Area |
| Basement Area | 622 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,632 sqft (0.129 acres) |
| Garage Type | Attached |
| Garage Area | 464 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | R0187450 |
|---|---|
| Street Address | 10992 UNITY LN |
| City | COMMERCE CITY |
| State | CO |
| Zip | 80022-8998 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REUNION SUBD FLG NO 25 LOT 120 |
| Legal Subdivision | REUNION D |
| Legal Lot Number | 120 |
| Jurisdiction | ADAMS CO |
| Township / Civil Division | BRIGHTON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 8538 |
Source: Adams County records · APN R0187450
Assessment roll updated August 25, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 10992 UNITY LN, COMMERCE CITY, CO 80022-8998 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 08, 2021 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Dec 15, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC |
| Jun 07, 2019 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Nov 06, 2017 | Grant Deed, Transfer · FHA Mortgage SYNERGY ONE LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 15, 2021 · Amount on Record |
| Deed Sale | Dec 15, 2021 · Amount on Record |
| Prior Sale | Jun 07, 2019 · Amount on Record |
| Deed Document Number | 2021000145808 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 10992 UNITY LN, COMMERCE CITY, CO 80022-8998 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Title Company | TITLE SOURCES INC, TITLE SOURCE INC |
| Name | Verified Name |
|---|
| Document Number | 0000105819 |
|---|---|
| Date | Sep 08, 2021 |
| Instrument | 2021000105819 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ADAMS CO |
| Recording Date | Dec 15, 2021 |
| Property Address | 10992 UNITY LN, COMMERCE CITY, CO 80022-8998 |
| Document Number | 0000145808 |
| Instrument Date | Dec 13, 2021 |
| Instrument | 2021000145808 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $53.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10992 UNITY LN, COMMERCE CITY, CO 80022-8998 |
| Document Number | 0000145809 |
|---|---|
| Date | Dec 15, 2021 |
| Instrument | 2021000145809 |
| Name | ASSURANCE FINANCIAL GROUP LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS CO |
| Recording Date | Jun 07, 2019 |
| Property Address | 10992 UNITY LN, COMMERCE CITY, CO 80022-8998 |
| Document Number | 0000043636 |
| Instrument Date | May 30, 2019 |
| Instrument | 43636 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2019 |
| Title Company | HOMESTEAD TITLE AND ESCROW, HOMESTEAD TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $39.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10992 UNITY LN COMMERCE CITY CO 800228998, COMMERCE CITY, CO 80022-8998 |
| Document Number | 43637 |
|---|---|
| Date | Jun 07, 2019 |
| Instrument | 43637 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 06, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ADAMS CO |
| Recording Date | Nov 06, 2017 |
| Property Address | 10992 UNITY LN, COMMERCE CITY, CO 80022-8998 |
| Document Number | 0000098331 |
| Instrument Date | Oct 31, 2017 |
| Instrument | 98331 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $37.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10972 # Y LN COMMERCE CITY CO 80022, COMMERCE CITY, CO 80022 |
| Document Number | 98332 |
|---|---|
| Date | Nov 06, 2017 |
| Instrument | 98332 |
| Name | SYNERGY ONE LNDG |
|---|---|
| Address | SAN DIEGO, CA 92108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 05, 2047 |
Source: Adams County records · Assessment roll updated August 25, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Adams County |
| Municipality | Commerce City |
| Unified School District | School District 27J (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,693.00 (-36.22%) | $36,130 (-11.58%) Land $7,190 Building $28,940 | $578,000 (-4.3%) Land $115,000 Building $463,000 |
| 2023 | $8,926.00 (+10.59%) | $40,860 (+11.67%) Land $6,700 Building $34,160 | $604,000 (+14.71%) Land $99,000 Building $505,000 |
| 2022 | $8,071.00 | $36,590 Land $13,760 Building $22,830 | $526,538 Land $198,000 Building $328,538 |
Source: FEMA National Flood Hazard Layer as of October 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 96% of the US · lower than 98.4% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Aerux, Lumen Technologies, Verizon.
Based on FCC filings for 529 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOUTH ADAMS COUNTY WSD serves 75,559 people |
|---|---|
| Water Source | Purchased surface water from DENVER WATER BOARD |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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