10995 Sunstone Dr, Davidson, NC 28036 Property Records

Cabarrus County property record for 10995 Sunstone Dr, Davidson, NC 28036 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,302 sqft · built 2008
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Aug 2010)
Tax Bill	$7,328 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`03014E0029.000000`

Property Details

APN / Parcel Number

Primary APN	`03014E0029.000000`
Alternative APNs	`4672 55 6367` `77979`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,302 sqft Living Area
Gross Area	5,747 sqft
1st Floor Area	1,643 sqft
Upper Floors Area	1,659 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick Veneer
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	25,265 sqft (0.58 acres)
Lot Dimensions	155 ft deep x 50 ft wide
Garage Type	Mixed
Garage Area	583 sqft
Driveway	Concrete Driveway
Driveway Area	1,100 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	208 sqft
Deck Area	272 sqft
Patio Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	77979
Street Address	10995 SUNSTONE DR
City	DAVIDSON
State	NC
Zip	28036-7619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT29 WATERFORD O/ROCKY RVPH1 MP2 54/28
Legal Subdivision	WATERFORD AT ROCKY RIVER
Legal Lot Number	29
Jurisdiction	CABARRUS NC
Township / Civil Division	3, ODELL
Census Block Group	1
Census Block	1025
Census Tract	41301

Owner

Source: Cabarrus County records · APN 03014E0029.000000

Assessment roll updated September 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10995 SUNSTONE DR, DAVIDSON, NC 28036-7619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Apr 23, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 11, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 26, 2010 · Amount on Record
Deed Sale	Aug 26, 2010 · Amount on Record
Deed Book / Page	9265 / 222
Record Updated	Jun 08, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	10995 SUNSTONE DR, DAVIDSON, NC 28036-7619
Transaction Type	Mortgage
Record Updated	Apr 17, 2026
Title Company	SERVICELINK PITTSBURGH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017899268
Date	Mar 20, 2026
Book Page	17899/268

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	10995 SUNSTONE DR, DAVIDSON, NC 28036-7619
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	14134314
Date	Apr 23, 2020
Book Page	14134/314

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	10995 SUNSTONE DR, DAVIDSON, NC 28036-7619
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	14818101
Date	Jan 11, 2021
Book Page	14818/101

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,328.00 (+32.27%)	$645,430 (+59.6%) Land $114,000 Building $531,430
2024			$645,430 (+59.6%) Land $114,000 Building $531,430
2023	$5,540.00	$404,400 Land $75,000 Building $329,400	$404,400 Land $75,000 Building $329,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370250413011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 27 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 2,703 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 149 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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