10990 Sunstone Dr, Davidson, NC 28036 Property Records

Cabarrus County property record for 10990 Sunstone Dr, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,228 sqft · built 2013
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Owner Names on Record
Last Sale	$326,000 (Oct 2013)
Tax Bill	$5,430 (2023)
Deeds & Mortgages	Feb 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03014E0027.000000`

Property Details

APN / Parcel Number

Primary APN	`03014E0027.000000`
Alternative APNs	`4672 55 8514` `91929`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	3,228 sqft Living Area
Gross Area	4,340 sqft
1st Floor Area	1,620 sqft
Upper Floors Area	1,608 sqft
Attic	Attic
Attic Area	713 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	137 ft deep x 77 ft wide
Garage Type	Mixed
Garage Area	399 sqft
Driveway	Driveway
Driveway Area	1,200 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	155 sqft
Patio Area	828 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	91929
Street Address	10990 SUNSTONE DR
City	DAVIDSON
State	NC
Zip	28036-7619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2
Legal Description	LT27 WATERFORD O/ROCKY RVPH1 MP2 54-28
Legal Subdivision	WATERFORD/ROCKY RIV PH 01 MAP
Legal Lot Number	27
Jurisdiction	CABARRUS NC
Township / Civil Division	3, ODELL
Census Block Group	1
Census Block	1025
Census Tract	41301

Owner

Source: Cabarrus County records, as of May 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	10990 SUNSTONE DR, DAVIDSON, NC 28036-7619
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2013 · Amount on Record
Deed Sale	Oct 25, 2013 · Amount on Record
Prior Sale	Feb 7, 2012 · Amount on Record
Deed Document Number	0001074897
Deed Book / Page	10748 / 97
Record Updated	Jun 7, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	10990 SUNSTONE DR, DAVIDSON, NC 28036-7619
Document Number	13383160
Instrument Date	Feb 1, 2019
Transaction Type	Mortgage
Record Updated	Mar 4, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE - PLATINUM

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10990 SUNSTONE DR DAVIDSON NC 280367619, DAVIDSON, NC 28036-7619

Mortgage

Document Number	13383160
Date	Feb 22, 2019
Book Page	013383/000160
Instrument	4023

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,430.00	$398,230 Land $75,000 Building $323,230	$398,230 Land $75,000 Building $323,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHILOH CHURCH ROAD S/D serves 3,102 people · EPA ID NC2013022
Water Source	Purchased surface water from CITY OF CONCORD
Last State Inspection	May 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sunstone Dr

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