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10973 Sunstone Dr, Davidson, NC 28036 Property Records

Cabarrus County property record for 10973 Sunstone Dr, Davidson, NC 28036

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,874 sqft · built 2013
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on File
Last Sale$340,000 (Oct 2020)
Tax Bill$4,488 (2023)
Deeds & MortgagesOct 2020 Sale & Mortgage
Jun 2020 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN03014E0033.000000

Property Details

APN / Parcel Number

Primary APN03014E0033.000000
Alternative APNs
  • 4672 65 0277
  • 141156

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,874 sqft Living Area
Gross Area3,284 sqft
1st Floor Area1,298 sqft
Upper Floors Area1,576 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions114 ft deep x 97 ft wide
Garage TypeMixed
Garage Area410 sqft
DrivewayDriveway
Driveway Area1,100 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area55 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number141156
Street Address10973 SUNSTONE DR
CityDAVIDSON
StateNC
Zip28036-7619
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-2
Legal DescriptionLT 33 WATERFORD ON THE ROCKY RIVER
Legal SubdivisionWATERFORD/ROCKY RIV PH 01 MAP
Legal Lot Number33
JurisdictionCABARRUS NC
Township / Civil Division3, ODELL
Census Block Group1
Census Block1025
Census Tract41301

Owner

Source: Cabarrus County records · APN 03014E0033.000000

Assessment roll updated January 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address10973 SUNSTONE DR, DAVIDSON, NC 28036-7619
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2020Warranty Deed, Transfer · VA Mortgage
ANGEL OAK HOME LOANS LLC
Jun 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Feb 06, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 27, 2020 · Amount on Record
Deed SaleOct 27, 2020 · Amount on Record
Prior SaleAug 30, 2013 · Amount on Record
Deed Document Number0014615289
Deed Book / Page14615 / 289
Record UpdatedJun 07, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateOct 27, 2020
Property Address10973 SUNSTONE DR, DAVIDSON, NC 28036-7619
Document Number0014615289
Book / Page14615 / 289
Map ReferenceMB 56 PG 65
Instrument DateOct 26, 2020
Transaction TypeTransfer
Record UpdatedMay 03, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$680.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10973 SUNSTONE DR, DAVIDSON, NC 28036-7619

Mortgage

Document Number0014615291
DateOct 27, 2020
Instrument14615/291
Lender
NameANGEL OAK HOME LOANS LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address10973 SUNSTONE DR, DAVIDSON, NC 28036-7619
Document Number14262216
Instrument DateJun 13, 2020
Transaction TypeMortgage
Record UpdatedAug 03, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10973 SUNSTONE DR DAVIDSON NC 280367619, DAVIDSON, NC 28036-7619

Mortgage

Document Number14262216
DateJun 19, 2020
Book Page014262/000216
Instrument18920
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 18, 2050

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address10973 SUNSTONE DR, DAVIDSON, NC 28036-7619
Document Number12873196
Book / Page012873 / 000196
Instrument DateFeb 06, 2018
Transaction TypeMortgage
Record UpdatedFeb 16, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10973 SUNSTONE DR DAVIDSON NC 280367619, DAVIDSON, NC 28036-7619

Mortgage

Document Number12873196
DateFeb 09, 2018
Book Page012873/000196
Instrument3058
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 08, 2048

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated January 1, 2023 · Last verified May 2024

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityKannapolis City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$4,488.00$327,610 Land $75,000 Building $252,610$327,610 Land $75,000 Building $252,610

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies27 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Uniti Group
Fiber · DSL in parts of the area		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 149 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSHILOH CHURCH ROAD S/D
serves 3,102 people
Water SourcePurchased surface water from CITY OF CONCORD
Last State InspectionMay 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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