Ventura County property record for 10990 Alto Ct, Oak View, CA 93022
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 4,205 sqft · built 1998 |
| Lot Size | 2.31 acres (100,624 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $3,135,000 (Sep 2020) |
| Tax Bill | $38,646 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 034-0-240-235 |
| Primary APN | 034-0-240-235 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 4,205 sqft Living Area |
| 1st Floor Area | 4,205 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 100,624 sqft |
| Garage Area | 872 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 595 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 449 sqft |
| Patio Area | 556 sqft |
| Street Address | 10990 ALTO CT |
|---|---|
| City | OAK VIEW |
| State | CA |
| Zip | 93022-9533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE2AC |
| Legal Description | TRACT: 304403 LOT: 46 REF: 92 RM 93 |
| Legal Subdivision | 3044-3 |
| Legal Tract | 304403 |
| Legal Block | 240 |
| Legal Lot Number | 46 |
| Jurisdiction | VENTURA CA |
| Township / Civil Division | OJAI-MIRA MONTE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 1102 |
10990 Alto Ct is owner-occupied and held in a trust since September 2020.
Source: Ventura County records, as of July 15, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 10990 ALTO CT, OAK VIEW, CA 93022-9533 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 10, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 29, 2020 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2020 · Amount on File |
| Deed Sale | Sep 29, 2020 · Amount on File |
| Prior Sale | Oct 28, 2015 · Amount on File |
| Deed Document Number | 2020156934 |
| Prior Transfer Date | Oct 14, 2015 |
| Prior Transfer Doc | 0000159442 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | VENTURA CA |
| Recording Date | Apr 10, 2026 |
| Property Address | 10990 ALTO CT, OAK VIEW, CA 93022-9533 |
| Document Number | 0000026570 |
| Instrument Date | Apr 6, 2026 |
| Instrument | 202626570 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 10990 ALTO CT, OAK VIEW, CA 93022-9533 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | VENTURA CA |
| Recording Date | Sep 29, 2020 |
| Property Address | 10990 ALTO CT, OAK VIEW, CA 93022-9533 |
| Document Number | 0000156934 |
| Map Reference | MB 92 PG 93-96 |
| Instrument Date | Sep 23, 2020 |
| Instrument | 20200929-00156934 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 10990 ALTO CT, OAK VIEW, CA 93022-9533 |
| Document Number | 0000156935 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 20200929-00156935 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 10990 Alto Ct was $38,646, up 2.2% from the year before.
Source: Ventura County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | Ventura County |
| Unified School District | Ventura Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,461,292 (+2%) Land $2,250,118 Building $1,211,174 | |
| 2025 | $38,646.00 (+2.24%) Homeowner's exemption | $3,393,424 Land $2,205,998 Building $1,187,426 |
| 2024 | $37,798.00 (+1.36%) | |
| 2023 | $37,291.00 (+7.09%) Homeowner's exemption | $3,261,654 Land $2,120,336 Building $1,141,318 |
| 2022 | $34,823.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 10990 Alto Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10990 Alto Ct is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 66% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VENTURA RIVER WATER DISTRICT serves 6,100 people · EPA ID CA5610022 |
|---|---|
| Water Source | Purchased surface water from CASITAS MUNICIPAL WATER DIST |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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