Ventura County property record for 10976 Alto Ct, Oak View, CA 93022
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 3,893 sqft · built 1984 |
| Lot Size | 2.23 acres (97,574 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,840,000 (May 2019) |
| Tax Bill | $24,679 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Apr 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 034-0-250-065 |
| Primary APN | 034-0-250-065 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,893 sqft Living Area |
| 1st Floor Area | 3,893 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Lot Area | 97,574 sqft |
| Garage Area | 880 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 420 sqft |
| Patio Area | 156 sqft |
| Street Address | 10976 ALTO CT |
|---|---|
| City | OAK VIEW |
| State | CA |
| Zip | 93022-9533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE2AC |
| Legal Description | TRACT: 304403 LOT: 47 REF: 92 RM 93 |
| Legal Subdivision | TRACT NO 3044 3 |
| Legal Tract | 304403 |
| Legal Block | 250 |
| Legal Lot Number | 47 |
| Jurisdiction | VENTURA CA |
| Township / Civil Division | OJAI-MIRA MONTE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 1102 |
Source: Ventura County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 10976 ALTO CT, OAK VIEW, CA 93022-9533 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOGIX FCU |
| Apr 4, 2018 | Deed of Trust, Mortgage · ARM BANK OF AMERICA NA |
| Jun 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 31, 2019 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 2019 · Amount on Record |
| Deed Sale | May 31, 2019 · Amount on Record |
| Prior Sale | Jun 4, 2002 · Amount on Record |
| Deed Document Number | 201960427 |
| Prior Transfer Date | Dec 18, 2001 |
| Prior Transfer Doc | 0000005672 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 10976 ALTO CT, OAK VIEW, CA 93022-9533 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 10976 ALTO CT, OAK VIEW, CA 93022-9533 |
| Document Number | 2022000103782 |
|---|---|
| Date | Oct 25, 2022 |
| Instrument | 2022000103782 |
| Name | LOGIX FCU |
|---|---|
| Type | Credit Union |
| Address | VALENCIA, CA 91355 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 25, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 10976 ALTO CT, OAK VIEW, CA 93022-9533 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000038387 |
|---|---|
| Date | Apr 4, 2018 |
| Instrument | 20180404-00038387 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Apr 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 10976 ALTO CT, OAK VIEW, CA 93022-9533 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Title Company | WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA |
| Name | Verified Name |
|---|---|
| Address | 10976 ALTO CT, OAK VIEW, CA 93022-9533 |
| Document Number | 0000108889 |
|---|---|
| Date | Jun 2, 2021 |
| Instrument | 20210602-00108889 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | VENTURA CA |
| Recording Date | May 31, 2019 |
| Property Address | 10976 ALTO CT, OAK VIEW, CA 93022-9533 |
| Document Number | 0000060427 |
| Map Reference | MB 92 PG 93-96 |
| Instrument Date | Mar 20, 2019 |
| Instrument | 20190531-00060427 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10976 ALTO CT, OAK VIEW, CA 93022-9533 |
| Document Number | 0000060428 |
|---|---|
| Date | May 31, 2019 |
| Instrument | 20190531-00060428 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: Ventura County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | Ventura County |
| Unified School District | Ventura Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,156,757 (+2%) Land $1,360,843 Building $795,914 | |
| 2025 | $24,679.00 (+2.19%) Homeowner's exemption | $2,114,468 (+4.66%) Land $1,334,160 Building $780,308 |
| 2024 | $24,150.00 (+1.99%) | |
| 2023 | $23,678.00 (+6.49%) Homeowner's exemption | $2,020,395 Land $1,282,353 Building $738,042 |
| 2022 | $22,235.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 66% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VENTURA RIVER WATER DISTRICT serves 6,100 people · EPA ID CA5610022 |
|---|---|
| Water Source | Purchased surface water from CASITAS MUNICIPAL WATER DIST |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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