10972 Unity Ln, Commerce City, CO 80022 Property Records

Adams County property record for 10972 Unity Ln, Commerce City, CO 80022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,462 sqft · built 2017
Lot Size	0.153 acres (6,668 sqft)
Owner	Individual Name on File
Last Sale	$575,000 (Apr 2023)
Tax Bill	$5,999 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1723-09-1-01-064`

Property Details

APN / Parcel Number

Primary APN	`1723-09-1-01-064`
Alternative APNs	`0172309101064` `R0187446`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,462 sqft Living Area
Gross Area	4,005 sqft
Basement Area	942 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	6,668 sqft (0.153 acres)
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Slab
Porch Area	76 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0187446
Street Address	10972 UNITY LN
City	COMMERCE CITY
State	CO
Zip	80022-8998
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REUNION SUBD FLG NO 25 LOT 124
Legal Range	66W
Legal Township	02S
Legal Section	09
Legal Quarter	1
Legal Subdivision	REUNION D
Legal Lot Number	124
Jurisdiction	ADAMS CO
Township / Civil Division	BRIGHTON
Census Block Group	2
Census Block	2001
Census Tract	8538

Owner

10972 Unity Ln is owned and occupied by an individual who bought it in April 2023.

Source: Adams County records, as of April 6, 2026

Owner of Record	Individual Name on File
Mailing Address	10972 UNITY LN, COMMERCE CITY, CO 80022-8998
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 20, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCING CORP
Oct 19, 2017	Grant Deed, Transfer · VA Mortgage KBHS HM LNS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2023 · Amount on File
Deed Sale	Apr 21, 2023 · Amount on File
Prior Sale	Jan 20, 2021 · Amount on File
Deed Document Number	202321956
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Apr 21, 2023
Property Address	10972 UNITY LN, COMMERCE CITY, CO 80022-8998
Document Number	0000021956
Instrument Date	Apr 20, 2023
Instrument	2023000021956
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10972 UNITY LN, COMMERCE CITY, CO 80022-8998

Mortgage

Document Number	0000021957
Date	Apr 21, 2023
Instrument	2023000021957

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Jan 20, 2021
Property Address	10972 UNITY LN, COMMERCE CITY, CO 80022-8998
Document Number	0000005751
Instrument Date	Jan 14, 2021
Instrument	2021000005751
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10972 UNITY LN, 10972, COMMERCE CITY, CO 80022-8998

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10972 UNITY LN, COMMERCE CITY, CO 80022-8998

Mortgage

Document Number	0000005752
Date	Jan 20, 2021
Instrument	2021000005752

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ADAMS CO
Recording Date	Oct 19, 2017
Property Address	10972 UNITY LN, COMMERCE CITY, CO 80022-8998
Document Number	0000091856
Instrument Date	Oct 18, 2017
Instrument	91856
Transaction Type	Transfer
Record Updated	Oct 30, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10972 # Y LN COMMERCE CITY CO 80022, COMMERCE CITY, CO 80022

Mortgage

Document Number	91857
Date	Oct 19, 2017
Instrument	91857

Lender

Name	KBHS HM LNS LLC
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 18, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10972 Unity Ln was $5,999, down 28.1% from the year before.

Source: Adams County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Commerce City
Unified School District	School District 27J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,999.00 (-28.09%)	$41,410 Land $7,820 Building $33,590	$609,000 Land $115,000 Building $494,000
2024	$8,342.00 (-11.39%)
2023	$9,414.00 (+9.33%)	$43,100 (+10.4%) Land $6,700 Building $36,400	$637,000 (+13.41%) Land $99,000 Building $538,000
2022	$8,611.00	$39,040 Land $13,760 Building $25,280	$561,672 Land $198,000 Building $363,672

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10972 Unity Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10972 Unity Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.2% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ADAMS COUNTY WSD serves 75,559 people · EPA ID CO0101140
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink Fiber · DSL in parts of the area	940 / 940

May also be available: Verizon.

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