1. Home
  2. Illinois
  3. Winnebago County
  4. Roscoe
  5. Main St

10985 Main St, Roscoe, IL 61073 Property Records

Winnebago County property record for 10985 Main St, Roscoe, IL 61073

Property Summary

Property TypeCommercial
Details1,715 sqft
Lot Size0.69 acres (30,056 sqft)
Owner2 Individual Names on Record
Last Sale$144,000 (Feb 2019)
Tax Bill$8,357 (2025)
Deeds & MortgagesFeb 2019 Loan Modification
Feb 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN04-33-401-001

Property Details

APN / Parcel Number

Primary APN04-33-401-001
Alternative APNs
  • 433401001
  • 033D110

Interior

Total Rooms7 Rooms
Stories1 Story
Building Area1,715 sqft Total Area
Basement Area1,715 sqft

Exterior

Foundation TypeRaised
Lot Area30,056 sqft (0.69 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Account Number033D110
Street Address10985 MAIN ST
CityROSCOE
StateIL
Zip61073-8859
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeCR - COMM
Legal DescriptionBEG INSECTN S LN NE1/4 & W LN BLK M TOWN OF ROSCOE EXT N W 16.5 FT N 12.5 FTE TO NW COR LT 3 BLK M SAID SUB EXT NTH S TO N LN SAID SUB W TO NW COR LT
Legal SubdivisionROSCOE
Legal BlockM
Legal Lot Number3
JurisdictionWINNEBAGO IL
Township / Civil DivisionROSCOE
Census Block Group3
Census Block3011
Census Tract3904

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 317, ROCKTON, IL 61072-0317
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2019Loan Modification, Mortgage
UNITED CMNTY BK
Feb 12, 2019Loan Modification, Mortgage
UNITED CMNTY BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 12, 2019 · Amount on Record
Deed SaleFeb 12, 2019 · Amount on Record
Prior SaleDec 3, 1999 · Amount on Record
Record UpdatedOct 29, 2026

February 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWINNEBAGO IL
Property Address10985 MAIN ST, ROSCOE, IL 61073-8859
Document Number0001004977
Instrument DateFeb 12, 2019
Transaction TypeMortgage
Record UpdatedMar 22, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address10985 MAIN ST ROSCOE IL 610738859, ROSCOE, IL 61073-8859

Mortgage

Document Number0001004977
DateMar 4, 2019
Instrument1004977
Lender
NameUNITED CMNTY BK
TypeBank
AddressGODFREY, IL 62035
Agreement
Term36 Months
DueMar 3, 2022
Interest
Rate5.35%

February 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWINNEBAGO IL
Property Address10985 MAIN ST, ROSCOE, IL 61073-8859
Document Number0001004502
Instrument DateFeb 12, 2019
Transaction TypeMortgage
Record UpdatedMar 19, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2240 FREEPORT RD ROCKTON IL 610721818, ROCKTON, IL 61072-1818

Mortgage

Document Number0001004502
DateFeb 26, 2019
Instrument1004502
Lender
NameUNITED CMNTY BK
TypeBank
AddressGODFREY, IL 62035
Agreement
Term36 Months
DueFeb 25, 2022
Interest
Rate5.35%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRoscoe Township
MunicipalityRoscoe Village
Secondary School DistrictHononegah Community High School District 207 (09 - 12)
Elementary School DistrictKinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,357.00$99,480 (+33.46%) Land $39,642 Building $59,838$298,440 (+33.46%) Land $118,926 Building $179,514
2022$74,539 Land $29,703 Building $44,836$223,617 Land $89,109 Building $134,508

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1978–1979)
Most Recent ClaimApr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH PARK PWD
serves 35,580 people · EPA ID IL2015500
Water SourceGroundwater
Last State InspectionDec 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: i3 Broadband, Verizon.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures