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10915 Main St, Roscoe, IL 61073 Property Records

Winnebago County property record for 10915 Main St, Roscoe, IL 61073

Property Summary

Property TypeCommercial
Details2 bd · 1 ba · 560 sqft · built 1929
Lot Size0.96 acres (41,818 sqft)
OwnerIndividual Name on Record
Last Sale$145,000 (Oct 2023)
Tax Bill$6,115 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-33-404-001

Property Details

APN / Parcel Number

Primary APN04-33-404-001
Alternative APNs
  • 433404001
  • 033D029

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area560 sqft Living Area
Basement Area560 sqft

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Lot Area41,818 sqft (0.96 acres)

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Street Address10915 MAIN ST
CityROSCOE
StateIL
Zip61073-8859
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeR1 - SINGL
Legal DescriptionPLT OF ROSCOE W1/2 VAC ALLEY ADJ LTS 23 4 WITH ALL LTS 2 3 + 004 BLOCK 003
Legal SubdivisionTOWN OF ROSCOE
Legal Block003
Legal Lot Number23,2
JurisdictionWINNEBAGO IL
Township / Civil DivisionROSCOE
Census Block Group3
Census Block3011
Census Tract3904

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address10915 MAIN ST, ROSCOE, IL 61073-8859
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 24, 2023 · Amount on Record
Deed SaleOct 24, 2023 · Amount on Record
Deed Document Number202325218
Record UpdatedSep 20, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateOct 24, 2023
Property Address10915 MAIN ST, ROSCOE, IL 61073-8859
Document Number0000025218
Map ReferenceBKC PG29
Instrument DateOct 20, 2023
Instrument2325218
Transaction TypeTransfer
Record UpdatedNov 15, 2023
Title CompanyTULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$217.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10915 MAIN ST, ROSCOE, IL 61073-8859

Mortgage

Document Number0000025219
DateOct 24, 2023
Instrument2325219
Lender
NameCOMMUNITY BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term37 Months
DueNov 18, 2026

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRoscoe Township
MunicipalityRoscoe Village
Secondary School DistrictHononegah Community High School District 207 (09 - 12)
Elementary School DistrictKinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,115.00 (+125.48%)$72,792 (+166.51%) Land $48,088 Building $24,704$218,376 (+166.51%) Land $144,264 Building $74,112
2022$2,712.00$27,313 Land $8,802 Building $18,511$81,939 Land $26,406 Building $55,533

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1978–1979)
Most Recent ClaimApr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH PARK PWD
serves 35,580 people · EPA ID IL2015500
Water SourceGroundwater
Last State InspectionDec 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: i3 Broadband, Verizon.

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