10861 Main St, Roscoe, IL 61073 Property Records

Winnebago County property record for 10861 Main St, Roscoe, IL 61073

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 798 sqft · built 1920
Lot Size0.35 acres (15,246 sqft)
OwnerCompany Name on Record
Last Sale$145,000 (Aug 2024)
Tax Bill$3,648 (2025)
Deeds & MortgagesOct 2025 Mortgage
Oct 2017 Sale
Flood ZoneZone X (minimal risk)
APN04-33-407-002

Property Details

APN / Parcel Number

Primary APN04-33-407-002
Alternative APNs
  • 433407002
  • 033D024

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area798 sqft Living Area
Basement Area616 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Account Number033D024
Street Address10861 MAIN ST
CityROSCOE
StateIL
Zip61073-8861
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM - MULT
Legal DescriptionPLAT OF ROSCOE S 16 FT LOT 4 + ALL LOT003 BLOCK 002
Legal SubdivisionPLAT OF ROSCOE
Legal Block002
Legal Lot Number4,003
JurisdictionWINNEBAGO IL
Township / Civil DivisionROSCOE
Census Block Group3
Census Block3019
Census Tract3904

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address14411 DE LA TOUR DR, SOUTH BELOIT, IL 61080-3007
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2025Deed of Trust, Mortgage · Commercial Mortgage
UNION SAVINGS BANK
Oct 6, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 2024 · Amount on Record
Deed SaleAug 20, 2024 · Amount on Record
Deed Document Number202419635
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address10861 MAIN ST, ROSCOE, IL 61073-8861
Transaction TypeMortgage
Record UpdatedOct 29, 2025
Title CompanyTULSA ABSTRACT AND TITLE COMPANY, TUA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026298
DateOct 9, 2025
Instrument2526298
Lender
NameUNION SAVINGS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term24 Months
DueSep 8, 2027
Interest
Rate TypeAdjustable Rate

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWINNEBAGO IL
Recording DateOct 6, 2017
Property Address10861 MAIN ST, ROSCOE, IL 61073-8861
Document Number0001032127
Instrument DateOct 6, 2017
Instrument1032127
Transaction TypeTransfer
Record UpdatedOct 23, 2017
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6612 SADDLE CLUB DR ROSCOE IL 610738888, ROSCOE, IL 61073-8888

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRoscoe Township
MunicipalityRoscoe Village
Secondary School DistrictHononegah Community High School District 207 (09 - 12)
Elementary School DistrictKinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,648.00 (+3.28%)$43,434 (+9.49%) Land $5,831 Building $37,603$130,302 (+9.49%) Land $17,493 Building $112,809
2024$3,532.00 (+9.28%)$39,670 (+21.89%) Land $5,326 Building $34,344$119,010 (+21.89%) Land $15,978 Building $103,032
2022$3,232.00$32,545 Land $4,370 Building $28,175$97,635 Land $13,110 Building $84,525

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1978–1979)
Most Recent ClaimApr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH PARK PWD
serves 35,580 people · EPA ID IL2015500
Water SourceGroundwater
Last State InspectionDec 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Metronet, T-Mobile, Verizon.

Nearby Properties on Main St

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