10985 Lake Forest Dr, Conroe, TX 77384 Property Records

Montgomery County property record for 10985 Lake Forest Dr, Conroe, TX 77384

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,349 sqft · built 1998
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,089,270 (Oct 2025)
Tax Bill	$9,116 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8269-00-00700`

Property Details

APN / Parcel Number

Primary APN	`8269-00-00700`
Alternative APN	`R254692`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	3,349 sqft Living Area
1st Floor Area	1,966 sqft
2nd Floor Area	622 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	217,800 sqft
View / Lot	Front
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Frame Porch
Porch Area	679 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10985 LAKE FOREST DR
City	CONROE
State	TX
Zip	77384-3250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Legal Description	S826900 - RED OAK RANCH 01, BLOCK 2, LOT 4, ACRES 5
Legal Subdivision	RED OAK RANCH 01
Legal Block	2
Legal Lot Number	4
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	3
Census Block	3002
Census Tract	690502

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10985 LAKE FOREST DR, CONROE, TX 77384-3250
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Vendor's Lien, Transfer · Conventional Mortgage PRIMELENDING
Mar 20, 2025	Intrafamily Transfer, Transfer
Oct 16, 2023	Vendor's Lien, Transfer · Conventional Mortgage TEXAS PREMIER MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2025 · Amount on Record
Deed Sale	Oct 28, 2025 · Amount on Record
Prior Sale	Oct 16, 2023 · Amount on Record
Deed Document Number	2025110586
Prior Transfer Date	Mar 20, 2025
Prior Transfer Doc	0000025958
Record Updated	Oct 29, 2026

October 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Oct 28, 2025
Property Address	10985 LAKE FOREST DR, CONROE, TX 77384-3250
Document Number	0000110586
Map Reference	CAB I SH 200
Instrument Date	Oct 28, 2025
Instrument	2025110586
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10985 LAKE FOREST DR, CONROE, TX 77384-3250

Mortgage

Document Number	0000110587
Date	Oct 28, 2025
Instrument	2025110587

Lender

Name	PRIMELENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Nov 1, 2030
Change Frequency	6 Months
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.2%

March 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY TX
Recording Date	Mar 20, 2025
Property Address	10985 LAKE FOREST DR, CONROE, TX 77384-3250
Document Number	0000025958
Map Reference	CAB I SH 200
Instrument Date	Mar 20, 2025
Instrument	2025025958
Transaction Type	Transfer
Record Updated	Dec 1, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10985 LAKE FOREST DR, CONROE, TX 77384-3250

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3600 FM 1488 RD STE 120, 120, CONROE, TX 77384-3818

October 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Oct 16, 2023
Property Address	10985 LAKE FOREST DR, CONROE, TX 77384-3250
Document Number	0000098951
Map Reference	CAB I SH 200
Instrument Date	Oct 16, 2023
Instrument	2023098951
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10985 LAKE FOREST DR, CONROE, TX 77384-3250

Mortgage

Document Number	0000098952
Date	Oct 16, 2023
Instrument	2023098952

Lender

Name	TEXAS PREMIER MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Magnolia Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$806,494 (+14.7%) Land $120,500 Building $685,994	$806,494 (+14.7%) Land $120,500 Building $685,994
2025	$9,116.00 (+113.54%) Homeowner's exemption	$703,117 (+120.41%) Land $120,500 Building $582,617	$703,117 (+120.41%) Land $120,500 Building $582,617
2024	$4,269.00 (-35.28%) Homeowner's exemption	$318,999 (-37.29%) Land $60,250 Building $258,749	$318,999 (-37.29%) Land $60,250 Building $258,749
2023	$6,596.00 Homeowner's exemption	$508,700 Land $120,500 Building $388,200	$508,700 Land $120,500 Building $388,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Nearby Flood Policies	47 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RED OAK RANCH WATER SYSTEM private · serves 1,233 people · EPA ID TX1700609
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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