10982 Lake Forest Dr, Conroe, TX 77384 Property Records

Montgomery County property record for 10982 Lake Forest Dr, Conroe, TX 77384

Property Summary

Property Type	Single Family Home
Details	4 ba · 5,334 sqft · built 2000
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,574,720 (May 2022)
Tax Bill	$19,242 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8269-00-04800`

Property Details

APN / Parcel Number

Primary APN	`8269-00-04800`
Alternative APN	`R254733`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	5,334 sqft Living Area
Gross Area	6,170 sqft
1st Floor Area	4,812 sqft
2nd Floor Area	522 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	217,800 sqft
View / Lot	Front
Garage Type	Attached
Garage Area	836 sqft
Parking Spaces	8 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	705 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10982 LAKE FOREST DR
City	CONROE
State	TX
Zip	77384-3270
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Legal Description	RED OAK RANCH 01, BLOCK 2, LOT 45, ACRES 5.00
Legal Subdivision	RED OAK RANCH 01
Legal Block	2
Legal Lot Number	45
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	3
Census Block	3002
Census Tract	690502

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10982 LAKE FOREST DR, CONROE, TX 77384-3270
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK NA
May 23, 2022	Vendor's Lien, Transfer · Conventional Mortgage FIRST HORIZON BANK
Jul 22, 2019	Vendor's Lien, Transfer · Commercial Mortgage FIRST FINANCIAL BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2022 · Amount on Record
Deed Sale	May 23, 2022 · Amount on Record
Prior Sale	Jul 22, 2019 · Amount on Record
Deed Document Number	202264995
Prior Transfer Date	Jul 19, 2019
Prior Transfer Doc	0000064820
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	10982 LAKE FOREST DR, CONROE, TX 77384-3270
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051325
Date	May 29, 2020
Instrument	2020051325

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	ABILENE, TX 79606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

May 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	May 23, 2022
Property Address	10982 LAKE FOREST DR, CONROE, TX 77384-3270
Document Number	0000064995
Map Reference	CAB I SH 200&201
Instrument Date	May 20, 2022
Instrument	2022064995
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10982 LAKE FOREST DR, CONROE, TX 77384-3270

Mortgage

Document Number	0000064996
Date	May 23, 2022
Instrument	2022064996

Lender

Name	FIRST HORIZON BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

July 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Jul 22, 2019
Property Address	10982 LAKE FOREST DR, CONROE, TX 77384-3270
Document Number	0000064820
Map Reference	CAB I SH 200&201
Instrument Date	Jul 19, 2019
Instrument	2019064820
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 BLUE GILIA CT, 103, MONTGOMERY, TX 77316-1487

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3322, CONROE, TX 77305-3322

Mortgage

Document Number	0000064821
Date	Jul 22, 2019
Instrument	2019064821

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Magnolia Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,403,175 (+1.4%) Land $150,000 Building $1,253,175	$1,403,175 (-10.54%) Land $150,000 Building $1,253,175
2025	$19,242.00 (+8.29%) Homeowner's exemption	$1,383,827 (+1%) Land $150,000 Building $1,418,529	$1,568,529 (+24.68%) Land $150,000 Building $1,418,529
2024	$17,769.00 (-1.94%) Homeowner's exemption	$1,258,025 (-2.03%) Land $150,000 Building $1,108,025	$1,258,025 (-2.03%) Land $150,000 Building $1,108,025
2023	$18,120.00 Homeowner's exemption	$1,284,100 Land $150,000 Building $1,134,100	$1,284,100 Land $150,000 Building $1,134,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Nearby Flood Policies	47 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RED OAK RANCH WATER SYSTEM private · serves 1,233 people · EPA ID TX1700609
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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