McHenry County property record for 10982 Cape Cod Ln, Huntley, IL 60142
| Property Type | Single Family Home |
|---|---|
| Details | 2,022 sqft · built 2002 |
| Lot Size | 0.357 acres (15,556 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $162,972 (Jul 2002) |
| Tax Bill | $5,772 (2024) |
| Deeds & Mortgages | Sep 2026 Sale Oct 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-34-305-065 |
| Primary APN | 18-34-305-065 |
|---|
| Building Area | 2,022 sqft Living Area |
|---|---|
| Basement Area | 641 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Lot Area | 15,556 sqft (0.357 acres) |
| Garage Area | 400 sqft |
| Porch | Porch |
| Porch Area | 13 sqft |
| Patio Area | 49 sqft |
| Cooling System | Central |
|---|
| Street Address | 10982 CAPE COD LN |
|---|---|
| City | HUNTLEY |
| State | IL |
| Zip | 60142-6781 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2022R0023338 UNIT 20-3 THE TOWNES OF WING POINTE CONDOS SUPPL 22 (N PT W PT LT 3 THE TOWNES OF WING POINTE) |
| Legal Subdivision | THE TOWNES OF WING POINTE CONDOS |
| Legal Lot Number | 3 |
| Legal Unit | 20-3 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | GRAFTON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 871115 |
Source: McHenry County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 10291 EHORN RD, HUNTLEY, IL 60142-2567 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Sep 11, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC |
| Jun 30, 2022 | Intrafamily Transfer, Transfer |
| May 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2002 · Amount on Record |
| Deed Sale | Jul 12, 2002 · Amount on Record |
| Deed Document Number | 200260722 |
| Last Transfer Date | Jun 17, 2022 |
| Transfer Doc | 0000023338 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Sep 11, 2026 |
| Property Address | 10982 CAPE COD LN, HUNTLEY, IL 60142-6781 |
| Document Number | 0000026647 |
| Instrument Date | Sep 3, 2026 |
| Instrument | 202626647 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 10291 EHORN RD, HUNTLEY, IL 60142-2567 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 10982 CAPE COD LN, HUNTLEY, IL 60142-6781 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2025 |
| Name | Verified Name |
|---|---|
| Address | 10291 EHORN RD, HUNTLEY, IL 60142-2567 |
| Document Number | 0000029396 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 2025R0029396 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.62% |
| Adjustable | Adjustable Rate Rider |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jun 30, 2022 |
| Property Address | 10982 CAPE COD LN, HUNTLEY, IL 60142-6781 |
| Document Number | 0000023338 |
| Instrument Date | Jun 17, 2022 |
| Instrument | 2022R0023338 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10982 CAPE COD LN, HUNTLEY, IL 60142-6781 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 10982 CAPE COD LN, HUNTLEY, IL 60142-6781 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000015687 |
|---|---|
| Date | May 5, 2020 |
| Instrument | 2020R0015687 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2035 |
| Rate | 3.12% |
|---|
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Grafton Township |
| Municipality | Huntley Village |
| Unified School District | Huntley Consolidated School District 158 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $5,772.00 | $73,264 (+22.25%) Land $6,055 Building $67,209 | $219,792 (+22.25%) Land $18,165 Building $201,627 |
| 2022 | Homeowner's exemption | $59,929 Land $4,953 Building $54,976 | $179,787 Land $14,859 Building $164,928 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HUNTLEY serves 28,495 people · EPA ID IL1110350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
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