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10988 Cape Cod Ln, Huntley, IL 60142 Property Records

McHenry County property record for 10988 Cape Cod Ln, Huntley, IL 60142

Property Summary

Property TypeCondominium
Details1,576 sqft · built 2002
Owner2 Trust Names on File
Last Sale$215,500 (Aug 2022)
Deeds & MortgagesAug 2022 Sale
Feb 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN18-34-305-080

Property Details

APN / Parcel Number

Primary APN18-34-305-080

Interior

Building Area1,576 sqft
Gross Area2,577 sqft

Exterior

Year BuiltBuilt 2002
Architectural StyleOther
Garage Area428 sqft
PorchPorch
Porch Area22 sqft
Patio Area49 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address10988 CAPE COD LN
CityHUNTLEY
StateIL
Zip60142-6781
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionDOC 2022R0027546 UNIT 19-4 THE TOWNES OF WING POINTE CONDOS SUPPL 25 (NWLY PT LT 3 TOWNES OF WING POINTE) MEMO: STRATTON,
Legal Range07E
Legal Township43N
Legal Section34
Legal SubdivisionWING POINTE CONDO
Legal Lot Number3
Legal Unit19-4
JurisdictionMCHENRY IL
Township / Civil DivisionGRAFTON
Census Block Group2
Census Block2000
Census Tract871115

Owner

10988 Cape Cod Ln, a condominium, is owner-occupied and held in a trust since August 2022.

Source: McHenry County records, as of May 13, 2024

Owner of Record2 Trust Names on File
Co-ownerCo-owner on File
Mailing Address10988 CAPE COD LN, HUNTLEY, IL 60142-6781
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2022Warranty Deed, Transfer
ATTORNEY
Feb 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Sep 18, 2018Grant Deed, Transfer · Conventional Mortgage
PARKSIDE LNDG

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleAug 4, 2022 · Amount on File
Deed SaleAug 4, 2022 · Amount on File
Prior SaleSep 18, 2018 · Amount on File
Deed Document Number2022R0027546
Record UpdatedJun 7, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateAug 4, 2022
Property Address10988 CAPE COD LN, HUNTLEY, IL 60142-6781
Document Number0000027546
Map ReferenceDOC 1999R2749
Instrument DateJul 13, 2022
Instrument2022R0027546
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

AmountAmount on Record
Tax$215.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10988 CAPE COD LN, 10988, HUNTLEY, IL 60142-6781

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address10988 CAPE COD LN, HUNTLEY, IL 60142-6781

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address10988 CAPE COD LN, HUNTLEY, IL 60142-6781
Transaction TypeMortgage
Record UpdatedFeb 25, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008687
DateFeb 16, 2021
Instrument2021R0008687
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term336 Months
DueFeb 1, 2049
Interest
Rate2.87%

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMCHENRY IL
Recording DateSep 18, 2018
Property Address10988 CAPE COD LN, HUNTLEY, IL 60142-6781
Document Number0000031980
Instrument DateSep 14, 2018
Instrument31980
Transaction TypeTransfer
Record UpdatedOct 11, 2018
Title CompanyHERITAGE TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$270.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10988 CAPE COD LN HUNTLEY IL 601426781, HUNTLEY, IL 60142-6781

Mortgage

Document Number31981
DateSep 18, 2018
Instrument31981
Lender
NamePARKSIDE LNDG
AddressSAN FRANCISCO, CA 94103
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 17, 2048
Interest
Rate TypeFixed Rate
Rate4.75%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionGrafton Township
MunicipalityHuntley Village
Unified School DistrictHuntley Consolidated School District 158 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$68,579 Land $4,953 Building $63,626$205,737 Land $14,859 Building $190,878

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10988 Cape Cod Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10988 Cape Cod Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHUNTLEY
serves 28,495 people · EPA ID IL1110350
Water SourceGroundwater
Last State InspectionOct 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Jul 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
Fox Valley Internet
Fixed Wireless		100 / 20

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