10959 Cape Cod Ln, Huntley, IL 60142 Property Records

McHenry County property record for 10959 Cape Cod Ln, Huntley, IL 60142

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,230 sqft · built 2002
OwnerIndividual Name on File
Last Sale$168,000 (Apr 2020)
Deeds & MortgagesAug 2021 Mortgage
Apr 2020 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN18-34-305-060

Property Details

APN / Parcel Number

Primary APN18-34-305-060

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,230 sqft
Gross Area1,870 sqft

Exterior

Year BuiltBuilt 2002
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Garage Area400 sqft
PorchPorch
Porch Area15 sqft
Patio Area49 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address10959 CAPE COD LN
CityHUNTLEY
StateIL
Zip60142-6782
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionDOC 2020R0012715 UNIT 14-4 THE TOWNES OF WING POINTE CONDOS SUPPL 21 (S PT MID PT LT 3 THE TOWNES OF WING POINTE)
Legal Range07E
Legal Township43N
Legal Section34
Legal SubdivisionTOWNES/WING POINTE CONDO
Legal Lot Number3
Legal Unit14-4
JurisdictionMCHENRY IL
Township / Civil DivisionGRAFTON
Census Block Group2
Census Block2000
Census Tract871115

Owner

10959 Cape Cod Ln, a condominium, is owned and occupied by an individual who bought it in April 2020.

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address10959 CAPE COD LN, HUNTLEY, IL 60142-6782
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Apr 13, 2020Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jan 17, 2020Grant Deed, Transfer
ALTIMA TITLE LLC
Nov 19, 2019Trustee's Deed, Transfer
ATTORNEY ONLY
Feb 3, 2017Warranty Deed, Transfer · FHA Mortgage
DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 13, 2020 · Amount on File
Deed SaleApr 13, 2020 · Amount on File
Prior SaleJan 17, 2020 · Amount on File
Deed Document Number2020R0012715
Record UpdatedJun 7, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address10959 CAPE COD LN, HUNTLEY, IL 60142-6782
Transaction TypeMortgage
Record UpdatedAug 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000042276
DateAug 3, 2021
Instrument2021R0042276
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2051
Interest
Rate TypeFixed Rate
Rate3.12%

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateApr 13, 2020
Property Address10959 CAPE COD LN, HUNTLEY, IL 60142-6782
Document Number0000012715
Map Reference1
Instrument DateApr 9, 2020
Instrument2020R0012715
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyALTIMA TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$168.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10959 CAPE COD LN, HUNTLEY, IL 60142-6782

Mortgage

Document Number0000012716
DateApr 13, 2020
Instrument2020R0012716
Lender
NameCROSSCOUNTRY MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2050
Interest
Rate TypeFixed Rate
Rate3.87%

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMCHENRY IL
Recording DateJan 17, 2020
Property Address10959 CAPE COD LN, HUNTLEY, IL 60142-6782
Document Number0000002341
Instrument DateDec 6, 2019
Instrument2341
Transaction TypeTransfer
Record UpdatedFeb 5, 2020
Title CompanyALTIMA TITLE LLC

Transaction

AmountAmount on Record
Tax$180.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3380 BANFORD CIR LAKE IN THE HILLS IL 601566340, LAKE IN THE HILLS, IL 60156-6340

November 2019: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionMCHENRY IL
Recording DateNov 19, 2019
Property Address10959 CAPE COD LN, HUNTLEY, IL 60142-6782
Document Number0000039551
Instrument DateNov 6, 2019
Instrument39551
Transaction TypeTransfer
Record UpdatedDec 11, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address13801 WIRELESS WAY OKLAHOMA CITY OK 731342500, OKLAHOMA CITY, OK 73134-2500
InvestorPossibly a Property Investor

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateFeb 3, 2017
Property Address10959 CAPE COD LN, HUNTLEY, IL 60142-6782
Document Number0000004420
Map ReferenceDOC199R2749
Instrument DateJan 27, 2017
Instrument2017R0004420
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyHERITAGE TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$192.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address124 STAMFORD CT, 124, GILBERTS, IL 60136-8008

Transferred To (Grantee/Buyer)

NameVerified Name
Address18570 STEVANS RD MARENGO IILINOIS, 00000

Mortgage

Document Number0000004421
DateFeb 3, 2017
Instrument2017R0004421
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2047
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionGrafton Township
MunicipalityHuntley Village
Unified School DistrictHuntley Consolidated School District 158 (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2022$57,110 Land $4,953 Building $52,157$171,330 Land $14,859 Building $156,471

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10959 Cape Cod Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10959 Cape Cod Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHUNTLEY
serves 28,495 people · EPA ID IL1110350
Water SourceGroundwater
Last State InspectionOct 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Jul 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
Fox Valley Internet
Fixed Wireless
100 / 20

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