Harrison County property record for 1098 Division St, Biloxi, MS 39530
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1,225 sqft · built 1947 |
| Lot Size | 0.182 acres (7,950 sqft) |
| Owner | Company Name on File |
| Flood Zone | Zone AE (high risk) |
| APN | 1310H-01-085.000 |
| Primary APN | 1310H-01-085.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,225 sqft Adjusted Area |
| 1st Floor Area | 1,215 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Roof Type | Gable |
| Lot Area | 7,950 sqft (0.182 acres) |
| Lot Dimensions | 106 ft deep x 75 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1098 DIVISION ST |
|---|---|
| City | BILOXI |
| State | MS |
| Zip | 39530-2937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM @ NW CORNER LOT 9 BLK 2 BAY TERRACE SUBD E 2.7 FT POB E 72.3 FT S 83 FT TO NEW N MAR OF DIVISION ST W 54.4 FT N45 DG W 25 |
| Legal Range | 09W |
| Legal Township | 07S |
| Legal Section | 29 |
| Legal Subdivision | BAY TERRACE |
| Legal Block | 2 |
| Legal Lot Number | 9,8 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 3902 |
1098 Division St, a single family home, is owned by a company.
Source: Harrison County records, as of July 30, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 140 LAMEUSE ST, BILOXI, MS 39530-4212 |
| Owner Type | Company |
| Vesting | Government |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Harrison County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
FEMA maps place 1098 Division St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 16.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 54 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Oct 2020 · Hurricane Zeta |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1098 Division St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.7% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BILOXI-NORTH serves 9,858 people · EPA ID MS0240084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Also Mapped Here | CITY OF BILOXI |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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