Harrison County property record for 1092 Division St, Biloxi, MS 39530
| Property Type | Residential Vacant Land |
|---|---|
| Details | 1,232 sqft · built 1941 |
| Lot Size | 0.186 acres (8,100 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $192 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Feb 2023 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 1310H-01-084.000 |
| Primary APN | 1310H-01-084.000 |
|---|---|
| Alternative APN |
|
| Lot Area | 8,100 sqft (0.186 acres) |
|---|---|
| Lot Dimensions | 108 ft deep x 75 ft wide |
| Street Address | 1092 DIVISION ST |
|---|---|
| City | BILOXI |
| State | MS |
| Zip | 39530-2937 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | BEG AT NE COR OF LOT 7 BLK 2 BAY TERRACE S 108.9 FT NWLY 85.7 FT ALONG NEW DIVISION ST R/W N 73 FT W 75 FT TO POB BEING LOTS |
| Legal Range | 09W |
| Legal Township | 07S |
| Legal Section | 29 |
| Legal Subdivision | BAY TERRACE |
| Legal Block | 2 |
| Legal Lot Number | 7-8 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 3902 |
Source: Harrison County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1080 DIVISION ST, BILOXI, MS 39530-2937 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Oct 20, 2025 | Intrafamily Transfer, Transfer |
| Feb 2, 2023 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Dec 16, 2020 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2025 |
| Deed Sale | Apr 29, 2025 |
| Prior Sale | Dec 16, 2020 · Amount on Record |
| Deed Document Number | 20252561 |
| Last Transfer Date | Oct 17, 2025 |
| Transfer Doc | 0000007403 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Oct 20, 2025 |
| Property Address | 1092 DIVISION ST, BILOXI, MS 39530-2937 |
| Document Number | 20250007403DJ2 |
| Map Reference | MB 3 PG 17 |
| Instrument Date | Oct 17, 2025 |
| Instrument | 2025-0007403-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1080 DIVISION ST, BILOXI, MS 39530-2937 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1080 DIVISION ST, BILOXI, MS 39530-2937 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 1092 DIVISION ST, BILOXI, MS 39530-2937 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 20230000700TJ2 |
|---|---|
| Date | Feb 2, 2023 |
| Instrument | 2023-0000700-T-J2 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 5, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Dec 16, 2020 |
| Property Address | 1092 DIVISION ST, BILOXI, MS 39530-2937 |
| Document Number | 20200004629DJ2 |
| Map Reference | BK 3 PG 17 |
| Instrument Date | Dec 15, 2020 |
| Instrument | 2020-0004629-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11059 LAMEY BRIDGE RD, 11059, DIBERVILLE, MS 39540-2751 |
| Name | Verified Name |
|---|---|
| Address | 1084 DIVISION ST, BILOXI, MS 39530-2937 |
| Document Number | 20200004599TJ2 |
|---|---|
| Date | Dec 16, 2020 |
| Instrument | 2020-0004599-T-J2 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Harrison County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $192.00 (+1.05%) | $1,722 (-) | $17,220 (-) Land $17,220 |
| 2024 | $190.00 (+0.53%) | ||
| 2023 | $189.00 (-33.22%) | $1,722 | $17,220 Land $17,220 |
| 2022 | $283.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 16.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 54 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Oct 2020 · Hurricane Zeta |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.7% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BILOXI-NORTH serves 9,858 people · EPA ID MS0240084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Also Mapped Here | CITY OF BILOXI |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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