Harrison County property record for 1084 Division St, Biloxi, MS 39530
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,793 sqft · built 1957 |
| Lot Size | 0.125 acres (5,450 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $844 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Nov 2022 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 1310H-01-083.000 |
| Primary APN | 1310H-01-083.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,793 sqft Adjusted Area |
| 1st Floor Area | 1,697 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,450 sqft (0.125 acres) |
| Lot Dimensions | 109 ft deep x 50 ft wide |
| Patio Area | 491 sqft |
| Utility Building | 144 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1084 DIVISION ST |
|---|---|
| City | BILOXI |
| State | MS |
| Zip | 39530-2937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 BLK 2 BAY TERRACE |
| Legal Range | 09W |
| Legal Township | 07S |
| Legal Section | 29 |
| Legal Subdivision | BAY TERRACE |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 3902 |
1084 Division St is owned and occupied by an individual who acquired it in October 2011.
Source: Harrison County records, as of July 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1084 DIVISION ST, BILOXI, MS 39530-2937 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 20, 2024 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 16, 2022 | Deed of Trust, Mortgage · FHA Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Oct 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HANCOCK WHINTEY BANK |
| Dec 23, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2011 |
| Deed Sale | Oct 21, 2011 |
| Deed Document Number | 201120112629DJ2 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 1084 DIVISION ST, BILOXI, MS 39530-2937 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1084 DIVISION ST, BILOXI, MS 39530-2937 |
| Document Number | 20240001622TJ2 |
|---|---|
| Date | Mar 20, 2024 |
| Instrument | 2024-0001622-T-J2 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | FISHERS, IN 46037 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 345 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 1084 DIVISION ST, BILOXI, MS 39530-2937 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 20220008809TJ2 |
|---|---|
| Date | Nov 16, 2022 |
| Instrument | 2022-0008809-T-J2 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 1084 DIVISION ST, BILOXI, MS 39530-2937 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210018595 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | 20210018595 |
| Name | HANCOCK WHINTEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 27, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Dec 23, 2019 |
| Property Address | 1084 DIVISION ST, BILOXI, MS 39530-2937 |
| Document Number | 201903613DJ2 |
| Map Reference | PB 12 PG 22 |
| Instrument Date | Nov 11, 2019 |
| Instrument | 2019-03613-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1084 DIVISION ST, 1084, BILOXI, MS 39530-2937 |
| Name | Verified Name |
|---|---|
| Address | 1084 DIVISION ST, BILOXI, MS 39530-2937 |
The 2025 property tax bill for 1084 Division St was $844 with exemptions applied, up 6.8% from the year before.
Source: Harrison County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $844.00 (+6.84%) Homeowner's exemption Disabled Person's exemption | $10,236 | $102,362 Land $17,600 Building $84,762 |
| 2024 | $790.00 (+1.28%) | ||
| 2023 | $780.00 (-27.78%) Homeowner's exemption Disabled Person's exemption | $9,844 | $98,437 Land $17,600 Building $80,837 |
| 2022 | $1,080.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1084 Division St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 16.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 54 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Oct 2020 · Hurricane Zeta |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1084 Division St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.7% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BILOXI-NORTH serves 9,858 people · EPA ID MS0240084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Also Mapped Here | CITY OF BILOXI |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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