1098 Co Rd 39, Waterloo, IN 46793 Property Records

DeKalb County property record for 1098 Co Rd 39, Waterloo, IN 46793

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,596 sqft · built 1921
Lot Size1.5 acres (65,340 sqft)
OwnerCompany Name on Record
Tax Bill$38 (2025)
Flood ZoneZone X (minimal risk)
APN17-02-15-200-007.000-018

Property Details

APN / Parcel Number

Primary APN17-02-15-200-007.000-018
Alternative APN
  • 100215200007

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area2,596 sqft Living Area
Gross Area10,392 sqft
1st Floor Area2,596 sqft
AtticAttic
Attic Area1,178 sqft
Basement Area1,178 sqft
Unfinished Basement1,178 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 1940
Construction TypeMasonry / Concrete Block
Fire ResistanceWood or Wood & Steel Frame
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area65,340 sqft (1.5 acres)
Garage TypeDetached
Garage Area500 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area36 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number100215200007
Street Address1098 COUNTY ROAD 39
CityWATERLOO
StateIN
Zip46793-9779
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSE COR SW1/4 NE1/4 SECTION 15 TWP 35 RANGE 13 ACRES 1.5000
JurisdictionDE KALB IN
Township / Civil DivisionSMITHFIELD
Census Block Group3
Census Block3011
Census Tract20100

Owner

Source: DeKalb County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1098 COUNTY ROAD 39, WATERLOO, IN 46793-9779
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyDeKalb County
County SubdivisionSmithfield Township
Unified School DistrictDeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$38.00 (+533.33%) Additional exemption filed$532,100 (+35.57%) Land $18,100 Building $514,000$532,100 (+35.57%) Land $18,100 Building $514,000
2024$6.00 (-76%) Additional exemption filed$392,500 (-1.01%) Land $18,100 Building $374,400$392,500 (-1.01%) Land $18,100 Building $374,400
2023$25.00 (-40.48%) Additional exemption filed$396,500 (+17.83%) Land $18,100 Building $378,400$396,500 (+17.83%) Land $18,100 Building $378,400
2022$42.00 Additional exemption filed$336,500 Land $18,100 Building $318,400$336,500 Land $18,100 Building $318,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2009)
Most Recent ClaimMar 2009 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 78% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
MetaLINK Technologies
Fixed Wireless
500 / 100
Mercury Fiber
Fixed Wireless
150 / 20

May also be available: AT&T, Lakeland Internet.

Nearby Properties on Co Rd 39

Nearby Streets

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