1148 Co Rd 39, Waterloo, IN 46793 Property Records

DeKalb County property record for 1148 Co Rd 39, Waterloo, IN 46793 · Last verified June 2026

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,900 sqft · built 1975
Lot Size	43.9 acres (1,912,284 sqft)
Owner	Individual Name on File
Tax Bill	$2,239 (2025)
Flood Zone	Zone X (minimal risk)
APN	`17-02-15-400-001.000-018`

Property Details

APN / Parcel Number

Primary APN	`17-02-15-400-001.000-018`
Alternative APN	`100215400001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,900 sqft Living Area
1st Floor Area	1,900 sqft
Basement Area	1,900 sqft
Unfinished Basement	1,900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Wood
Roof Material	Asphalt
Lot Area	1,912,284 sqft (43.9 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	760 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Above-Ground Pool
Pool Area	288 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	100215400001
Street Address	1148 COUNTY ROAD 39
City	WATERLOO
State	IN
Zip	46793-9780
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	NW1/4 SE1/4 SECTION 15 TWP 35 RANGE 13 ACRES 43.90
Jurisdiction	DE KALB IN
Township / Civil Division	SMITHFIELD
Census Block Group	3
Census Block	3028
Census Tract	20100

Owner

Source: DeKalb County records · APN 17-02-15-400-001.000-018

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1148 COUNTY ROAD 39, WATERLOO, IN 46793-9780
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: DeKalb County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Smithfield Township
Unified School District	DeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,239.00 (+13.25%)	$378,600 (+4.1%) Land $52,500 Building $326,100	$378,600 (+4.1%) Land $52,500 Building $326,100
2024	$1,977.00 (-0.3%)	$363,700 (-1.68%) Land $50,400 Building $313,300	$363,700 (-1.68%) Land $50,400 Building $313,300
2023	$1,983.00 (-16.01%)	$369,900 (+6.6%) Land $45,700 Building $324,200	$369,900 (+6.6%) Land $45,700 Building $324,200
2022	$2,361.00	$347,000 Land $39,200 Building $307,800	$347,000 Land $39,200 Building $307,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeKalb County (18033C), updated July 27, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 36% of Indiana
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.