10979 Windjammer Dr S, Indianapolis, IN 46256 Property Records

Hamilton County property record for 10979 Windjammer Dr S, Indianapolis, IN 46256

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,038 sqft · built 1987
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,835 (2024)
Deeds & Mortgages	Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`29-15-09-404-021.000-020`

Property Details

APN / Parcel Number

Primary APN	`29-15-09-404-021.000-020`
Alternative APNs	`291509404021000033` `1315090404021000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,038 sqft Living Area
1st Floor Area	2,538 sqft
Basement Area	1,005 sqft
Finished Basement	500 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	105 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Pool Area	513 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1315090404021000
Old Parcel Number	291509404021000033
Street Address	10979 WINDJAMMER DR S
City	INDIANAPOLIS
State	IN
Zip	46256-9673
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .41, SECTION 9, TOWNSHIP 17, RANGE 5, WINDJAMMER BAY, LOT 41
Legal Range	05
Legal Township	17
Legal Section	09
Legal Subdivision	WINDJAMMER BAY
Legal Lot Number	41
Jurisdiction	HAMILTON IN
Township / Civil Division	FALL CREEK
Census Block Group	3
Census Block	3013
Census Tract	110805

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10979 WINDJAMMER DR S, INDIANAPOLIS, IN 46256-9673
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	10979 WINDJAMMER DR S, INDIANAPOLIS, IN 46256-9673
Document Number	0000010069
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Apr 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10979 WINDJAMMER DR N INDIANAPOLIS IN 46256, INDIANAPOLIS, IN 46256

Mortgage

Document Number	0000010069
Date	Feb 26, 2020
Instrument	10069

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Fall Creek Township
Municipality	Fishers City
Unified School District	Hamilton Southeastern Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$469,700 (+12.34%) Land $68,400 Building $401,300	$469,700 (+12.34%) Land $68,400 Building $401,300
2024	$4,835.00 (+10.31%)	$418,100 (+10.23%) Land $68,400 Building $349,700	$418,100 (+10.23%) Land $68,400 Building $349,700
2023	$4,383.00 (+0.09%) Homeowner's exemption	$379,300 (+5.24%) Land $70,200 Building $309,100	$379,300 (+5.24%) Land $70,200 Building $309,100
2022	$4,379.00 Homeowner's exemption	$360,400 Land $70,200 Building $290,200	$360,400 Land $70,200 Building $290,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1990)
Most Recent Claim	Dec 1990 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20