10977 Windjammer Dr S, Indianapolis, IN 46256 Property Records

Hamilton County property record for 10977 Windjammer Dr S, Indianapolis, IN 46256

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,483 sqft · built 1987
Lot Size0.439 acres (19,166 sqft)
OwnerIndividual Name on Record
Last Sale$389,000 (Jun 2018)
Tax Bill$5,245 (2024)
Deeds & MortgagesMar 2024 Line of Credit
Jul 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN29-15-09-404-022.000-020

Property Details

APN / Parcel Number

Primary APN29-15-09-404-022.000-020
Alternative APNs
  • 291509404022000033
  • 1315090404022000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms10 Rooms
Stories1 Story
Building Area3,483 sqft Living Area
1st Floor Area1,531 sqft
2nd Floor Area1,152 sqft
Basement Area1,097 sqft
Finished Basement800 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area19,166 sqft (0.439 acres)
Lot Dimensions181 ft deep x 110 ft wide
Garage TypeAttached
Garage Area532 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number1315090404022000
Old Parcel Number291509404022000033
Street Address10977 WINDJAMMER DR S
CityINDIANAPOLIS
StateIN
Zip46256-9673
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .44, SECTION 9, TOWNSHIP 17, RANGE 5, WINDJAMMER BAY, LOT 40
Legal Range05
Legal Township17
Legal Section09
Legal SubdivisionWINDJAMMER BAY
Legal Lot Number40
JurisdictionHAMILTON IN
Township / Civil DivisionFALL CREEK
Census Block Group3
Census Block3013
Census Tract110805

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address10977 WINDJAMMER DR S, INDIANAPOLIS, IN 46256-9673
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2024Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Jul 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
GVC MORTGAGE INC
Aug 28, 2017Deed of Trust, Mortgage · Commercial Mortgage
UNITED SAVINGS BANK
Nov 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
GVC MORTGAGE INC
Jun 8, 2018Warranty Deed, Transfer · Conventional Mortgage
GVC MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 8, 2018 · Amount on Record
Deed SaleJun 8, 2018 · Amount on Record
Prior SaleApr 24, 2015
Deed Document Number2018025108
Record UpdatedJun 8, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address10977 WINDJAMMER DR S, INDIANAPOLIS, IN 46256-9673
Transaction TypeMortgage
Record UpdatedMar 29, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007019
DateMar 1, 2024
Instrument2024007019
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueFeb 21, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address10977 WINDJAMMER DR S, INDIANAPOLIS, IN 46256-9673
Transaction TypeMortgage
Record UpdatedJun 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000052070
DateJul 19, 2021
Instrument2021052070
Lender
NameGVC MORTGAGE INC
TypeMortgage Company
Address45604
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address10977 WINDJAMMER DR S, INDIANAPOLIS, IN 46256-9673
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000041819
DateAug 28, 2017
Instrument2017041819
Lender
NameUNITED SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueAug 16, 2027

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address10977 WINDJAMMER DR S, INDIANAPOLIS, IN 46256-9673
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000060035
DateNov 26, 2019
Instrument2019060035
Lender
NameGVC MORTGAGE INC
TypeMortgage Company
AddressPENDLETON, IN 46064
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateJun 8, 2018
Property Address10977 WINDJAMMER DR S, INDIANAPOLIS, IN 46256-9673
Document Number2018025108
Map ReferenceMB12 PG179-182
Instrument DateJun 6, 2018
Instrument2018025108
Transaction TypeTransfer
Record UpdatedOct 22, 2021
Title CompanyMERIDIAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address10977 WINDJAMMER DR S, INDIANAPOLIS, IN 46256-9673

Mortgage

Document Number2018025109
DateJun 8, 2018
Instrument2018025109
Lender
NameGVC MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionFall Creek Township
MunicipalityFishers City
Unified School DistrictHamilton Southeastern Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$509,300 (+12.43%) Land $71,600 Building $437,700$509,300 (+12.43%) Land $71,600 Building $437,700
2024$5,245.00 (+11.91%)$453,000 (+10.89%) Land $71,600 Building $381,400$453,000 (+10.89%) Land $71,600 Building $381,400
2023$4,687.00 (+1.69%) Homeowner's exemption$408,500 (+5.45%) Land $73,500 Building $335,000$408,500 (+5.45%) Land $73,500 Building $335,000
2022$4,609.00 Homeowner's exemption$387,400 Land $73,500 Building $313,900$387,400 Land $73,500 Building $313,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1990)
Most Recent ClaimDec 1990 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITIZENS WATER - INDIANAPOLIS
serves 880,345 people · EPA ID IN5249004
Water SourceSurface water
Last State InspectionMay 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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