Winnebago County property record for 10970 2nd St, Roscoe, IL 61073
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.81 acres (122,404 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $22,416 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-33-402-003 |
| Primary APN | 04-33-402-003 |
|---|---|
| Alternative APN |
|
| Lot Area | 122,404 sqft |
|---|
| Street Address | 10970 2ND ST |
|---|---|
| City | ROSCOE |
| State | IL |
| Zip | 61073-9537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - SINGL |
| Legal Description | PT E1/2 SEC 33-46-2 BEG INSECTN S LN NE1/4 SEC 33-46-2 & C/L 1ST ST N 183.09FT E 371.48 FT S 183.16 FT TH W 371.31 FT TO POB ALSO ROSCOE ORIG TOWN ALL |
| Legal Range | 2 |
| Legal Township | 46 |
| Legal Section | 33 |
| Legal Block | L |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROSCOE |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 3904 |
10970 2nd St is owner-occupied and held in a trust.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 11169 PRAIRIE WIND PL, ROSCOE, IL 61073-6506 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 10970 2ND ST, ROSCOE, IL 61073-9537 |
| Document Number | 0001029857 |
| Instrument Date | Aug 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2019 |
| Title Company | TITLE UNDERWRITERS AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 10970 2ND ST ROSCOE IL 610739537, ROSCOE, IL 61073-9537 |
| Document Number | 0001029857 |
|---|---|
| Date | Sep 5, 2019 |
| Instrument | 1029857 |
| Name | BLACKHAWK BK |
|---|---|
| Type | Bank |
| Address | BELOIT, WI 53511 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 4, 2034 |
| Rate | 3.72% |
|---|
The 2025 property tax bill for 10970 2nd St was $22,416 with a homeowner's exemption.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Roscoe Township |
| Municipality | Roscoe Village |
| Secondary School District | Hononegah Community High School District 207 (09 - 12) |
| Elementary School District | Kinnikinnick Community Consolidated School District 131 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $22,416.00 | $297,823 Land $21,537 Building $276,286 | $893,469 Land $64,611 Building $828,858 |
| 2022 | Homeowner's exemption | $168,009 Land $16,137 Building $151,872 | $504,027 Land $48,411 Building $455,616 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10970 2nd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1978–1979) |
| Most Recent Claim | Apr 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10970 2nd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH PARK PWD serves 35,580 people · EPA ID IL2015500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Metronet, Verizon.
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