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10979 2nd St, Roscoe, IL 61073 Property Records

Winnebago County property record for 10979 2nd St, Roscoe, IL 61073

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,116 sqft · built 1950
Lot Size0.4 acres (17,424 sqft)
OwnerCompany Name on Record
Last Sale$72,000 (Dec 2020)
Tax Bill$3,147 (2025)
Deeds & MortgagesAug 2021 Mortgage
Dec 2020 Sale
Flood ZoneZone X (minimal risk)
APN04-33-403-006

Property Details

APN / Parcel Number

Primary APN04-33-403-006
Alternative APN
  • 433403006

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,116 sqft Living Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialBrick
Foundation TypeNo Foundation
Lot Area17,424 sqft (0.4 acres)

Location & Zoning

Street Address10979 2ND ST
CityROSCOE
StateIL
Zip61073-9536
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1 - SINGL
Legal DescriptionBEG 902.88 FT E SW COR NE1/4 N 8.04 FTE 119.39 FT S 8.24 FT TH W 119.22 FTTO POB PT NE1/4 SEC 33-46-2 & TR BEG NW COR LT 2 PLAT OF ROSCOE N TO N LN SE
Legal Range2
Legal Township46
Legal Section33
Legal SubdivisionPLAT OF ROSCOE
Legal Lot Number2
JurisdictionWINNEBAGO IL
Township / Civil DivisionROSCOE
Census Block Group3
Census Block3013
Census Tract3904

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address10638 N MAIN ST, ROCKTON, IL 61072-9456
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
BYRON BANK
Dec 22, 2020Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 22, 2020 · Amount on Record
Deed SaleDec 22, 2020 · Amount on Record
Deed Document Number20201039596
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address10979 2ND ST, ROSCOE, IL 61073-9536
Transaction TypeMortgage
Record UpdatedMay 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000029877
DateAug 24, 2021
Instrument2129877
Lender
NameBYRON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051
Interest
Rate TypeFixed Rate

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWINNEBAGO IL
Recording DateDec 22, 2020
Property Address10979 2ND ST, ROSCOE, IL 61073-9536
Document Number0001039596
Instrument DateDec 18, 2020
Instrument1039596
Transaction TypeTransfer
Record UpdatedMar 23, 2021
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address10979 2ND ST ROSCOE IL 610739536, ROSCOE, IL 61073-9536

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRoscoe Township
MunicipalityRoscoe Village
Secondary School DistrictHononegah Community High School District 207 (09 - 12)
Elementary School DistrictKinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,147.00$43,459 (+33.46%) Land $9,238 Building $34,221$130,377 (+33.46%) Land $27,714 Building $102,663
2022Homeowner's exemption$32,563 Land $6,922 Building $25,641$97,689 Land $20,766 Building $76,923

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1978–1979)
Most Recent ClaimApr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH PARK PWD
serves 35,580 people · EPA ID IL2015500
Water SourceGroundwater
Last State InspectionDec 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Metronet, Verizon.

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