10865 2nd St, Roscoe, IL 61073 Property Records

Winnebago County property record for 10865 2nd St, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 862 sqft · built 1947
Lot Size	0.29 acres (12,632 sqft)
Owner	Company Name on Record
Last Sale	$82,000 (Aug 2022)
Tax Bill	$3,170 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Aug 2022 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`04-33-409-008`

Property Details

APN / Parcel Number

Primary APN	`04-33-409-008`
Alternative APNs	`433409008` `033D061`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	862 sqft Living Area
Basement Area	862 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Aluminum/Vinyl
Lot Area	12,632 sqft (0.29 acres)
Garage Area	636 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	10865 2ND ST
City	ROSCOE
State	IL
Zip	61073-9536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - SINGL
Legal Description	PLAT OF ROSCOE LOT 4 BLOCK 8
Legal Subdivision	PLAT OF ROSCOE
Legal Block	8
Legal Lot Number	4
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	3
Census Block	3021
Census Tract	3904

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12099 N LEDGES DR, ROSCOE, IL 61073-9693
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Deed of Trust, Mortgage · Commercial Mortgage ILLINOIS BANK & TRUST
Aug 15, 2022	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2022 · Amount on Record
Deed Sale	Aug 15, 2022 · Amount on Record
Deed Document Number	202225208
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	10865 2ND ST, ROSCOE, IL 61073-9536
Transaction Type	Mortgage
Record Updated	Oct 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028170
Date	Sep 12, 2022
Instrument	2228170

Lender

Name	ILLINOIS BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 12, 2027

Interest

Rate Type	Fixed Rate

August 2022: Foreclosure

Document Type	Foreclosure
Jurisdiction	WINNEBAGO IL
Recording Date	Aug 15, 2022
Property Address	10865 2ND ST, ROSCOE, IL 61073-9536
Document Number	0000025208
Map Reference	BK C PG 29
Instrument Date	Aug 4, 2022
Instrument	2225208
Transaction Type	Foreclosure
Record Updated	Aug 31, 2022

Transaction

Amount	Amount Recorded
Tax	$123.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 S WACKER DR # DR24, 1, CHICAGO, IL 60606-4614

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12099 N LEDGES DR, ROSCOE, IL 61073-9693

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Municipality	Roscoe Village
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,170.00 (+4.9%) Homeowner's exemption	$43,737 (+9.49%) Land $7,825 Building $35,912	$131,211 (+9.49%) Land $23,475 Building $107,736
2024	$3,022.00	$39,946 (+21.89%) Land $7,147 Building $32,799	$119,838 (+21.89%) Land $21,441 Building $98,397
2022	Homeowner's exemption	$32,771 Land $5,863 Building $26,908	$98,313 Land $17,589 Building $80,724

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PARK PWD serves 35,580 people · EPA ID IL2015500
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Metronet, T-Mobile, Verizon.

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