Union County property record for 1097 Mapletree Ln, Indian Trail, NC 28079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,598 sqft · built 2025 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $395,000 (Feb 2026) |
| Tax Bill | $437 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-135-375 |
| Primary APN | 07-135-375 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,598 sqft Living Area |
| 1st Floor Area | 1,598 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Lot Area | 7,841 sqft (0.18 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1097 MAPLETREE LN |
|---|---|
| City | INDIAN TRAIL |
| State | NC |
| Zip | 28079-4403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #27 COTTAGES @ INDIAN TRAIL OPCS459-461 |
| Legal Subdivision | COTTAGES WEST SUBDIVISION |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 20315 |
1097 Mapletree Ln is owned and occupied by two individuals who bought it in February 2026.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1097 MAPLETREE LN, INDIAN TRAIL, NC 28079-4403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2026 · Amount on File |
| Deed Sale | Feb 24, 2026 · Amount on File |
| Prior Sale | Jul 3, 2025 · Amount on File |
| Deed Document Number | 20264724 |
| Deed Book / Page | 9311 / 831 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Feb 24, 2026 |
| Property Address | 1097 MAPLETREE LN, INDIAN TRAIL, NC 28079-4403 |
| Document Number | 0009311831 |
| Book / Page | 9311 / 831 |
| Map Reference | CAB S FILE 459-461 |
| Instrument Date | Feb 24, 2026 |
| Instrument | 4724 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $790.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742 |
| Name | Verified Name |
|---|---|
| Address | 1097 MAPLETREE LN, INDIAN TRAIL, NC 28079-4403 |
| Document Number | 0000004725 |
|---|---|
| Date | Feb 24, 2026 |
| Instrument | 4725 |
| Name | JET HOMELOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
The 2025 property tax bill for 1097 Mapletree Ln was $437.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $236,500 (+159.89%) Land $91,000 Building $145,500 | $236,500 (+159.89%) Land $91,000 Building $145,500 | |
| 2025 | $437.00 | $91,000 Land $91,000 | $91,000 Land $91,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1097 Mapletree Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1097 Mapletree Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Ripple Fiber, T-Mobile.
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