1093 Mapletree Ln, Indian Trail, NC 28079 Property Records

Union County property record for 1093 Mapletree Ln, Indian Trail, NC 28079

Property Summary

Property Type	Single Family Home
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$422,000 (Dec 2025)
Tax Bill	$437 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-135-376`

Property Details

APN / Parcel Number

Primary APN	`07-135-376`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,645 sqft Living Area
1st Floor Area	1,645 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Lot Area	6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1093 MAPLETREE LN
City	INDIAN TRAIL
State	NC
Zip	28079-4403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#28 COTTAGES @ INDIAN TRAIL OPCS459-461
Legal Subdivision	COTTAGES WEST SUBDIVISION
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1009
Census Tract	20315

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1093 MAPLETREE LN, INDIAN TRAIL, NC 28079-4403
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST HORIZON BANK
Dec 30, 2025	Special Warranty Deed, Transfer · Conventional Mortgage JET HOMELOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2025 · Amount on Record
Deed Sale	Dec 30, 2025 · Amount on Record
Prior Sale	Jul 3, 2025 · Amount on Record
Deed Document Number	202534598
Deed Book / Page	9277 / 42
Last Transfer Date	Feb 9, 2026
Transfer Doc	0009304710
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Feb 13, 2026
Property Address	1093 MAPLETREE LN, INDIAN TRAIL, NC 28079-4403
Document Number	0009304710
Book / Page	9304 / 710
Map Reference	CAB S FILE 459-461
Instrument Date	Feb 9, 2026
Instrument	3718
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1093 MAPLETREE LN, INDIAN TRAIL, NC 28079-4403

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1093 MAPLETREE LN, INDIAN TRAIL, NC 28079-4403

Mortgage

Document Number	0000003719
Date	Feb 13, 2026
Instrument	3719

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

December 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 30, 2025
Property Address	1093 MAPLETREE LN, INDIAN TRAIL, NC 28079-4403
Document Number	0000927742
Book / Page	9277 / 42
Map Reference	CAB S FILE 459-461
Instrument Date	Dec 23, 2025
Instrument	34598
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$844.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1524 REVERDY LN, MATTHEWS, NC 28105-1818

Mortgage

Document Number	0000034599
Date	Dec 30, 2025
Instrument	34599

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$362,100 (+297.91%) Land $91,000 Building $271,100	$362,100 (+297.91%) Land $91,000 Building $271,100
2025	$437.00	$91,000 Land $91,000	$91,000 Land $91,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber, T-Mobile.

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