1088 Mapletree Ln, Indian Trail, NC 28079 Property Records

Union County property record for 1088 Mapletree Ln, Indian Trail, NC 28079

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,870 sqft · built 2025
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$516,000 (Jan 2026)
Tax Bill	$437 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jun 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-135-367`

Property Details

APN / Parcel Number

Primary APN	`07-135-367`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,870 sqft Living Area
1st Floor Area	2,027 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Lot Area	6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1088 MAPLETREE LN
City	INDIAN TRAIL
State	NC
Zip	28079-4403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#19 COTTAGES @ INDIAN TRAIL OPCS459-461
Legal Subdivision	PH 2 COTTAGES WEST SUBDIVISION
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1009
Census Tract	20315

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1088 MAPLETREE LN, INDIAN TRAIL, NC 28079-4403
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2026	Special Warranty Deed, Transfer · FHA Mortgage ALCOVA MORTGAGE LLC
Jun 26, 2025	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2026 · Amount on File
Deed Sale	Jan 2, 2026 · Amount on File
Deed Document Number	20265
Deed Book / Page	9279 / 683
Record Updated	Oct 29, 2026

January 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jan 2, 2026
Property Address	1088 MAPLETREE LN, INDIAN TRAIL, NC 28079-4403
Document Number	0009279683
Book / Page	9279 / 683
Map Reference	CAB S FILE 459-461
Instrument Date	Dec 31, 2025
Instrument	5
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,032.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1088 MAPLETREE LN, INDIAN TRAIL, NC 28079-4403

Mortgage

Document Number	0000000006
Date	Jan 2, 2026
Instrument	6

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

June 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 26, 2025
Property Address	1088 MAPLETREE LN, INDIAN TRAIL, NC 28079-4403
Document Number	0009146668
Book / Page	9146 / 668
Map Reference	CAB S FILE 557-579
Instrument Date	Jun 24, 2025
Instrument	16086
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Amount	Amount on Record
Tax	$1,900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2919 BREEZEWOOD AVE STE 300, 300, FAYETTEVILLE, NC 28303-5283

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$474,000 (+420.88%) Land $91,000 Building $383,000	$474,000 (+420.88%) Land $91,000 Building $383,000
2025	$437.00	$91,000 Land $91,000	$91,000 Land $91,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber, T-Mobile.

Nearby Properties on Mapletree Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures