Kennebec County and Readfield Town property record for 1097 Main St, Readfield, ME 04355 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Cape Cod |
| Year Built | Built 1836 |
| Square Footage | 1,122 sqft Living Area |
| Lot Size | 270,072 sqft (6.2 acres) |
| Last Sale | $374,000 (2026) |
| Tax Bill | $3,575.00 (2025) |
| Primary APN | RFLD M:120 L:056 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,122 sqft Living Area |
| Year Built | Built 1836 |
|---|---|
| Effective Year Built | Effective 1836 |
| Architectural Style | Cape Cod Style |
| Lot Area | 270,072 sqft (6.2 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 1008 |
|---|---|
| Street Address | 1097 MAIN ST |
| City | READFIELD |
| State | ME |
| Zip | 04355-3510 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | OLD FAIRGROUNDS SUB |
| Legal Lot Number | 56 |
| Jurisdiction | READFIELD ME |
| Minor Civil Division | READFIELD |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 15000 |
Source: Kennebec County and Readfield Town records · APN RFLD M:120 L:056
Assessment roll updated May 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 26 CROSS ST, 4, AUBURN, ME 04210-6131 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 04, 2023 | Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment DISCOVER BANK |
| May 16, 2024 | Deed of Trust, Mortgage · Line of Credit FIVE COUNTY CREDIT UNION |
| Jan 15, 2026 | Warranty Deed, Transfer GUILD MORTGAGE CO |
| Aug 13, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 15, 2026 · Amount on Record |
| Deed Sale | Jan 15, 2026 · Amount on Record |
| Prior Sale | Aug 13, 2019 · Amount on Record |
| Deed Doc Number | 2026797 |
| Deed Book / Page | 15616 / 255 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READFIELD ME |
| Property Address | 1097 MAIN ST, READFIELD, ME 04355-3510 |
| Transaction Type | Mortgage |
| Record Updated | Feb 04, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2023019732 |
|---|---|
| Date | Oct 04, 2023 |
| Book Page | 14880/260 |
| Instrument | 2023019732 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READFIELD ME |
| Property Address | 1097 MAIN ST, READFIELD, ME 04355-3510 |
| Transaction Type | Mortgage |
| Record Updated | Feb 04, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2024009410 |
|---|---|
| Date | May 16, 2024 |
| Book Page | 15050/334 |
| Instrument | 2024009410 |
| Name | FIVE COUNTY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | READFIELD ME |
| Recording Date | Jan 15, 2026 |
| Property Address | 1097 MAIN ST, READFIELD, ME 04355-3510 |
| Document Number | 2026000797 |
| Book / Page | 15616 / 255 |
| Instrument Date | Jan 14, 2026 |
| Instrument | 2026000797 |
| Transaction Type | Transfer |
| Record Updated | Feb 04, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 26 CROSS ST UNIT 4, 4, AUBURN, ME 04210-6131 |
| Document Number | 2026000798 |
|---|---|
| Date | Jan 15, 2026 |
| Instrument | 2026000798 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | READFIELD ME |
| Recording Date | Aug 13, 2019 |
| Property Address | 1097 MAIN ST, READFIELD, ME 04355 |
| Document Number | 2019017671 |
| Book / Page | 13298 / 228 |
| Instrument Date | Aug 02, 2019 |
| Instrument | 2019017671 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 284 GORDEN RD, READFIELD, ME 04355-3017 |
| Document Number | 2019017672 |
|---|---|
| Date | Aug 13, 2019 |
| Instrument | 2019017672 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Kennebec County and Readfield Town records · Assessment roll updated May 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| County Subdivision | Readfield Town |
| Unified School District | Regional School Unit 38 (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,575.00 (+3.65%) | $296,500 (+15.1%) Land $66,900 Building $229,600 |
| 2024 | $3,449.00 (+7.58%) | $257,600 (+13.78%) Land $58,100 Building $199,500 |
| 2023 | $3,206.00 (+38.49%) | $226,400 (+11.47%) Land $51,000 Building $175,400 |
| 2022 | $2,315.00 | $203,100 Land $45,800 Building $157,300 |
Source: FEMA National Flood Hazard Layer, Kennebec County (23011C), updated February 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 54% of Maine |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures