1087 Main St, Readfield, ME 04355 Property Records

Kennebec County and Readfield Town property record for 1087 Main St, Readfield, ME 04355

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 891 sqft · built 1946
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$186,300 (Sep 2019)
Tax Bill	$2,993 (2025)
Deeds & Mortgages	May 2020 Refinance Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RFLD M:120 L:059`

Property Details

APN / Parcel Number

Primary APN	`RFLD M:120 L:059`
Alternative APNs	`M:017 L:009` `545`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	891 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 2018
Architectural Style	Cape Cod
Lot Area	87,120 sqft (2 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	545
Street Address	1087 MAIN ST
City	READFIELD
State	ME
Zip	04355-3510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Lot Number	59
Jurisdiction	READFIELD ME
Township / Civil Division	READFIELD
Census Block Group	1
Census Block	1000
Census Tract	15000

Owner

Source: Kennebec County and Readfield Town records · APN RFLD M:120 L:059

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 46, READFIELD, ME 04355-0046
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 01, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FRANKLIN SAVINGS BANK (MAINE)
Sep 19, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage FRANKLIN SAVINGS BANK (MAINE)
Aug 03, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 19, 2019 · Amount on Record
Deed Sale	Sep 19, 2019 · Amount on Record
Deed Document Number	201921652
Deed Book / Page	13339 / 116
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READFIELD ME
Property Address	1087 MAIN ST, READFIELD, ME 04355-3510
Transaction Type	Mortgage
Record Updated	Feb 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020008860
Date	May 01, 2020
Book Page	13541/16
Instrument	2020008860

Lender

Name	FRANKLIN SAVINGS BANK (MAINE)
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	READFIELD ME
Recording Date	Sep 19, 2019
Property Address	1087 MAIN ST, READFIELD, ME 04355-3510
Document Number	2019021652
Book / Page	13339 / 116
Instrument Date	Sep 04, 2019
Instrument	2019021652
Transaction Type	Transfer
Record Updated	Feb 02, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	497 FARMERS HILL RD, ANDOVER, ME 04216-6523

Mortgage

Document Number	2019021653
Date	Sep 19, 2019
Instrument	2019021653

Lender

Name	FRANKLIN SAVINGS BANK (MAINE)
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Type Change Date	Oct 01, 2029

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	READFIELD ME
Recording Date	Aug 03, 2018
Property Address	1087 MAIN ST, READFIELD, ME 04355-3510
Document Number	2018017160
Book / Page	12985 / 0149
Instrument	2018017160
Transaction Type	Transfer
Record Updated	Feb 02, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Kennebec County and Readfield Town records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Readfield Town
Unified School District	Regional School Unit 38 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$2,993.00 (+3.71%)	$248,200 (+15.17%) Land $71,300 Building $176,900
2024	$2,886.00 (+7.61%)	$215,500 (+13.78%) Land $61,900 Building $153,600
2023	$2,682.00 (+38.53%)	$189,400 (+11.54%) Land $54,400 Building $135,000
2022	$1,936.00	$169,800 Land $48,800 Building $121,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 56 locations within half a mile of this property.

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