1096 Main St, Readfield, ME 04355 Property Records

Kennebec County and Readfield Town property record for 1096 Main St, Readfield, ME 04355

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,008 sqft · built 1850
Lot Size	2.16 acres (94,090 sqft)
Owner	2 Individual Names on Record
Last Sale	$337,500 (Jun 2021)
Tax Bill	$4,929 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RFLD M:120 L:107`

Property Details

APN / Parcel Number

Primary APN	`RFLD M:120 L:107`
Alternative APNs	`M:016 L:029` `1220`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	1,008 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Conventional
Lot Area	94,090 sqft (2.16 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1220
Street Address	1096 MAIN ST
City	READFIELD
State	ME
Zip	04355-3502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Lot Number	107
Jurisdiction	READFIELD ME
Township / Civil Division	READFIELD
Census Block Group	2
Census Block	2015
Census Tract	15000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Readfield Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1096 MAIN ST, READFIELD, ME 04355-3502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK
Nov 24, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage SKOWHEGAN SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2021 · Amount on Record
Deed Sale	Jun 29, 2021 · Amount on Record
Prior Sale	Nov 24, 2020 · Amount on Record
Deed Document Number	20212020117602
Deed Book / Page	14066 / 232
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	READFIELD ME
Recording Date	Jun 29, 2021
Property Address	1096 MAIN ST, READFIELD, ME 04355-3502
Document Number	2020117602
Book / Page	14066 / 232
Instrument Date	Jun 25, 2021
Instrument	2020117602
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	40 LYCETT ST, BRIDGEPORT, CT 06606-1232

Mortgage

Document Number	2021017603
Date	Jun 29, 2021
Instrument	2021017603

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	READFIELD ME
Recording Date	Nov 24, 2020
Property Address	1096 MAIN ST, READFIELD, ME 04355-3502
Document Number	2020030550
Book / Page	13800 / 82
Instrument Date	Nov 20, 2020
Instrument	2020030550
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	JUNE ST, DUDLEY, MA

Mortgage

Document Number	2020030551
Date	Nov 24, 2020
Book Page	13800/85
Instrument	2020030551

Lender

Name	SKOWHEGAN SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Kennebec County and Readfield Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Readfield Town
Unified School District	Regional School Unit 38 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,929.00 (+3.7%)	$408,800 (+15.15%) Land $40,200 Building $368,600
2024	$4,753.00 (+7.58%)	$355,000 (+13.78%) Land $34,900 Building $320,100
2023	$4,418.00 (+38.54%)	$312,000 (+11.55%) Land $30,700 Building $281,300
2022	$3,189.00	$279,700 Land $27,500 Building $252,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2008

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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