1097 E Wellsgate Dr, Oxford, MS 38655 Property Records

Lafayette County property record for 1097 E Wellsgate Dr, Oxford, MS 38655

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,995 sqft · built 2012
Lot Size	0.735 acres (32,015 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,916 (2025)
Deeds & Mortgages	Dec 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`147X-26-058.00`

Property Details

APN / Parcel Number

Primary APN	`147X-26-058.00`
Alternative APNs	`095B-26-002` `23289`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,995 sqft Living Area
1st Floor Area	3,147 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	32,015 sqft (0.735 acres)
Lot Dimensions	251 ft deep x 138 ft wide
Deck Area	99 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	23289
Street Address	1097 E WELLSGATE DR
City	OXFORD
State	MS
Zip	38655-5926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 226 & PT LOT 227 WELLSGATE PHASE III PREV APN: 095B-26-002
Legal Range	04W
Legal Township	08S
Legal Section	26
Legal Subdivision	WELLSGATE PHASE III
Legal Phase	3
Legal Lot Number	226-227
Jurisdiction	LAFAYETTE MS
Township / Civil Division	3
Census Block Group	2
Census Block	2004
Census Tract	950404

Owner

Source: Lafayette County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1099 E WELLSGATE DR, OXFORD, MS 38655-5926
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2010
Deed Sale	Oct 21, 2010
Deed Document Number	20108354
Last Transfer Date	Nov 5, 2025
Transfer Doc	0202511326
Record Updated	Jun 8, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAFAYETTE MS
Recording Date	Dec 16, 2025
Property Address	1097 E WELLSGATE DR, OXFORD, MS 38655-5926
Document Number	0202511326
Map Reference	CAB B SL 31
Instrument Date	Nov 8, 2025
Instrument	2025-11326
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	1099 E WELLSGATE DR, OXFORD, MS 38655-5926

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,916.00 Senior Citizen's exemption	$56,765 (+14.17%)	$567,650 (+14.17%) Land $100,000 Building $467,650
2023	$3,916.00 Senior Citizen's exemption	$49,718	$497,180 Land $100,000 Building $397,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.7% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber	10,000 / 10,000
AT&T Fiber	5,000 / 5,000
North East Fiber Fiber	2,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20