Lafayette County property record for 1095 E Wellsgate Dr, Oxford, MS 38655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,283 sqft · built 2013 |
| Lot Size | 7.48 acres (325,728 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,281,783 (Jul 2024) |
| Tax Bill | $4,640 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 147X-26-057.00 |
| Primary APN | 147X-26-057.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,283 sqft Living Area |
| 1st Floor Area | 2,309 sqft |
| 2nd Floor Area | 576 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 325,728 sqft (7.48 acres) |
| Lot Dimensions | 234 ft deep x 288 ft wide |
| Patio Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 23288 |
|---|---|
| Street Address | 1095 E WELLSGATE DR |
| City | OXFORD |
| State | MS |
| Zip | 38655-5926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 225 WELLSGATE PHASE III & PT LOT 11 THE POINTE @ WELLSGATE PREV APN: 095B-26-001 |
| Legal Range | 04W |
| Legal Township | 08S |
| Legal Section | 26 |
| Legal Subdivision | WELLSGATE PHASE III |
| Legal Phase | 3 |
| Legal Lot Number | 225,11 |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 950404 |
Source: Lafayette County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1095 E WELLSGATE DR, OXFORD, MS 38655-5926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 19, 2026 | Deed of Trust, Mortgage · Non-Conforming Investor Loan BANKPLUS |
| May 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANKPLUS |
| Apr 10, 2017 | Warranty Deed, Transfer · Conventional Mortgage BANCORPSOUTH BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2024 · Amount on Record |
| Deed Sale | Jul 3, 2024 · Amount on Record |
| Prior Sale | Apr 10, 2017 · Amount on Record |
| Deed Document Number | 20245515 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 1095 E WELLSGATE DR, OXFORD, MS 38655-5926 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1095 E WELLSGATE DR, OXFORD, MS 38655-5926 |
| Document Number | 0020261245 |
|---|---|
| Date | Feb 19, 2026 |
| Instrument | 2026-1245 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Mar 6, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 1095 E WELLSGATE DR, OXFORD, MS 38655-5926 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202003983 |
|---|---|
| Date | May 12, 2020 |
| Instrument | 202003983 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Apr 10, 2017 |
| Property Address | 1095 E WELLSGATE DR, OXFORD, MS 38655-5926 |
| Document Number | 0201702756 |
| Map Reference | CAB B SL 31 |
| Instrument Date | Mar 30, 2017 |
| Instrument | 201702756 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12030 WATER RIDGE DR, OXFORD, MS 38655-6019 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9 CRESTVIEW CV, JACKSON, MS 39211-6465 |
| Document Number | 0201702758 |
|---|---|
| Date | Apr 10, 2017 |
| Instrument | 201702758 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2047 |
Source: Lafayette County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,640.00 (-28.82%) Homeowner's exemption | $49,657 (-24.23%) | $496,570 (+13.66%) Land $100,000 Building $396,570 |
| 2023 | $6,519.00 | $65,534 | $436,890 Land $100,000 Building $336,890 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.7% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber | 10,000 / 10,000 |
| AT&T Fiber | 5,000 / 5,000 |
| North East Fiber Fiber | 2,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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