1109 E Wellsgate Dr, Oxford, MS 38655 Property Records

Lafayette County property record for 1109 E Wellsgate Dr, Oxford, MS 38655

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,464 sqft · built 2012
Lot Size	0.72 acres (31,188 sqft)
Owner	Individual Name on File
Last Sale	$437,100 (Feb 2020)
Tax Bill	$5,026 (2025)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`146Y-23-109.00`

Property Details

APN / Parcel Number

Primary APN	`146Y-23-109.00`
Alternative APNs	`088Q-23-002` `19671`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,464 sqft Living Area
1st Floor Area	2,406 sqft
2nd Floor Area	699 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	31,188 sqft (0.72 acres)
Lot Dimensions	259 ft deep x 120 ft wide
Patio Area	460 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	19671
Street Address	1109 E WELLSGATE DR
City	OXFORD
State	MS
Zip	38655-5952
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 187 WELLSGATE PHASE I PREV APN: 088Q-23-002
Legal Range	04W
Legal Township	08S
Legal Section	23
Legal Subdivision	WELLSGATE PHASE I
Legal Phase	1
Legal Lot Number	187
Jurisdiction	LAFAYETTE MS
Township / Civil Division	3
Census Block Group	2
Census Block	2004
Census Tract	950404

Owner

Source: Lafayette County records · APN 146Y-23-109.00

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1109 E WELLSGATE DR, OXFORD, MS 38655-5952
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 14, 2020 · Amount on Record
Deed Sale	Feb 14, 2020 · Amount on Record
Prior Sale	May 22, 2012 · Amount on Record
Deed Document Number	20201286
Record Updated	Jun 08, 2026

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAFAYETTE MS
Recording Date	Feb 14, 2020
Property Address	1109 E WELLSGATE DR, OXFORD, MS 38655-5952
Document Number	202001286
Map Reference	CAB B SL 30
Instrument Date	Feb 14, 2020
Instrument	202001286
Transaction Type	Transfer
Record Updated	Oct 29, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1100 AUGUSTA DR UNIT 1002, 1100, OXFORD, MS 38655-8948

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 E WELLSGATE DR, OXFORD, MS 38655-5952

Mortgage

Document Number	202001287
Date	Feb 14, 2020
Instrument	202001287

Lender

Name	RLK INVESTMENT PARTNERS LP
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	349 Months
Due	Mar 01, 2049

Mortgage

Document Number	202001288
Date	Feb 14, 2020
Instrument	202001288

Lender

Name	RLK INVESTMENT PARTNERS LP
Type	Non-Lending Institution
Address	RIDGELAND, MS 39157

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Mar 01, 2040

Tax Assessment & Valuation

Source: Lafayette County records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,026.00 (+25.81%) Homeowner's exemption	$53,542 (+24.01%)	$535,420 (+24.01%) Land $100,000 Building $435,420
2023	$3,995.00 Homeowner's exemption	$43,176	$431,760 Land $100,000 Building $331,760

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
BCI Mississippi Broadband Fiber · Cable in parts of the area	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
North East Fiber Fiber	2,000 / 1,000
Telapex Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 154 locations within half a mile of this property.

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