St. Johns County property record for 1097 Cedar Cove Dr, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,225 sqft · built 2006 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $392,000 (Jul 2016) |
| Tax Bill | $5,153 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 183627-1170 |
| Primary APN | 183627-1170 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,225 sqft Living Area |
| Gross Area | 3,184 sqft |
| 1st Floor Area | 2,225 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Attached |
| Garage Area | 667 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 288 sqft |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 354 sqft |
| Patio Area | 1,192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1097 CEDAR COVE DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-4836 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS2 |
| Legal Description | 44/30-41 SEA PINES LOT 117 OR4231/1031 & 6165/701(L/E) |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 33 |
| Legal Subdivision | SEA PINES |
| Legal Block | 2 |
| Legal Lot Number | 117 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 21211 |
Source: St. Johns County records · APN 183627-1170
Assessment roll updated April 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1097 CEDAR COVE DR, SAINT AUGUSTINE, FL 32086-4836 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 29, 2016 · Amount on Record |
| Deed Sale | Jul 29, 2016 · Amount on Record |
| Prior Sale | Jun 01, 2016 · Amount on Record |
| Deed Document Number | 201648773 |
| Deed Book / Page | 4231 / 1031 |
| Last Transfer Date | Jun 10, 2025 |
| Transfer Doc | 0061650701 |
| Record Updated | Sep 20, 2026 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $412,408 (+2.7%) | $541,127 (-0.83%) Land $156,000 Building $385,127 | |
| 2025 | $5,153.00 (+12.27%) Homeowner's exemption Widower's exemption | $401,566 (+5.99%) | $545,652 (+1.87%) Land $156,000 Building $389,652 |
| 2024 | $4,590.00 (+2%) | ||
| 2023 | $4,500.00 (+1.49%) Homeowner's exemption Widower's exemption | $378,883 (+3%) | $535,642 (+11.57%) Land $105,280 Building $430,362 |
| 2022 | $4,434.00 Homeowner's exemption Widower's exemption | $367,848 | $480,084 Land $105,280 Building $374,804 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 109 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 109 in force |
| Wildfire Risk | High above 70% of the US · above 51% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
Based on FCC filings for 97 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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