1096 Cedar Cove Dr, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 1096 Cedar Cove Dr, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,597 sqft · built 2005
Lot Size	0.39 acres (16,988 sqft)
Owner	Company Name on File
Last Sale	$417,475 (May 2016)
Tax Bill	$4,455 (2025)
Deeds & Mortgages	Jan 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`183627-1180`

Property Details

APN / Parcel Number

Primary APN	`183627-1180`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,597 sqft Living Area
Gross Area	3,557 sqft
1st Floor Area	2,597 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	1,413 sqft
Patio Area	837 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1096 CEDAR COVE DR
City	SAINT AUGUSTINE
State	FL
Zip	32086-4850
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	44/30-41 SEA PINES LOT 118 OR4191/215 & 5695/489
Legal Range	30E
Legal Township	08S
Legal Section	33
Legal Subdivision	SEA PINES
Legal Block	2
Legal Lot Number	118
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	2
Census Block	2015
Census Tract	21211

Owner

Source: St. Johns County records · APN 183627-1180

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1096 CEDAR COVE DR, SAINT AUGUSTINE, FL 32086-4850
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 13, 2016 · Amount on Record
Deed Sale	May 13, 2016 · Amount on Record
Prior Sale	Oct 10, 2003 · Amount on Record
Deed Document Number	201629871
Deed Book / Page	4191 / 215
Last Transfer Date	Oct 05, 2022
Transfer Doc	0056950489
Record Updated	Jun 08, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Jan 17, 2023
Property Address	1096 CEDAR COVE DR, SAINT AUGUSTINE, FL 32086-4850
Document Number	0056950489
Book / Page	5695 / 489
Map Reference	MB 44 PG 30-41
Instrument Date	Oct 05, 2022
Instrument	2023003826
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1096 CEDAR COVE DR, ST AUGUSTINE, FL 32086-4850

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1096 CEDAR COVE DR, ST AUGUSTINE, FL 32086-4850

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$354,048 (+2.7%)	$559,531 (-1.69%) Land $156,000 Building $403,531
2025	$4,455.00 (+12.5%) Homeowner's exemption	$344,740 (+5.99%)	$569,160 (+3.03%) Land $156,000 Building $413,160
2024	$3,960.00 (+1.98%)
2023	$3,883.00 (+2.89%) Homeowner's exemption	$325,266 (+3%)	$552,406 (+9.95%) Land $105,280 Building $447,126
2022	$3,774.00 Homeowner's exemption	$315,792	$502,398 Land $105,280 Building $397,118

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 109 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	109 in force

Wildfire

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Based on FCC filings for 97 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.