St. Johns County property record for 1091 Cedar Cove Dr, Saint Augustine, FL 32086 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,571 sqft · built 2007 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $62,000 (Oct 2003) |
| Tax Bill | $5,018 (2025) |
| Deeds & Mortgages | Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 183627-0990 |
| Primary APN | 183627-0990 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,571 sqft Living Area |
| Gross Area | 3,461 sqft |
| 1st Floor Area | 2,571 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Attached |
| Garage Area | 602 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 1,382 sqft |
| Patio Area | 806 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1091 CEDAR COVE DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-4836 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 44/30-41 SEA PINES LOT 99 OR2071/749 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 33 |
| Legal Subdivision | SEA PINES |
| Legal Block | 2 |
| Legal Lot Number | 99 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 21211 |
Source: St. Johns County records · APN 183627-0990
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1091 CEDAR COVE DR, SAINT AUGUSTINE, FL 32086-4836 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 21, 2003 · Amount on Record |
| Deed Sale | Oct 21, 2003 · Amount on Record |
| Deed Document Number | 200377786 |
| Deed Book / Page | 2071 / 749 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1091 CEDAR COVE DR, SAINT AUGUSTINE, FL 32086-4836 |
| Document Number | 0043710513 |
| Book / Page | 004371 / 000513 |
| Instrument Date | Apr 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2017 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 1091 CEDAR COVE DR ST AUGUSTINE FL 320864836, ST AUGUSTINE, FL 32086-4836 |
| Document Number | 0043710513 |
|---|---|
| Date | May 09, 2017 |
| Book Page | 004371/000513 |
| Instrument | 32148 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 08, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $397,011 (+2.7%) | $605,250 (-0.09%) Land $156,000 Building $449,250 | |
| 2025 | $5,018.00 (+12.26%) Homeowner's exemption | $386,574 (+2.9%) | $605,793 (-5.16%) Land $156,000 Building $449,793 |
| 2024 | $4,470.00 (+16.41%) Homeowner's exemption | $375,679 (+16.7%) | $638,734 (+16.13%) Land $105,280 Building $533,454 |
| 2023 | $3,840.00 (+3.76%) Homeowner's exemption | $321,921 (+3.82%) | $550,012 (+8.11%) Land $105,280 Building $444,732 |
| 2022 | $3,701.00 Homeowner's exemption | $310,073 | $508,770 Land $105,280 Building $403,490 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090212112, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 109 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 109 in force |
| Wildfire Risk | Moderate above 62% of the US · above 37% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 595 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 97 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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