1096 W Windbreaker Ln, Eagle, ID 83616 Property Records

Ada County property record for 1096 W Windbreaker Ln, Eagle, ID 83616

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,125 sqft · built 2017
Lot Size	0.622 acres (27,094 sqft)
Owner	Individual Name on File
Tax Bill	$4,465 (2025)
Deeds & Mortgages	May 2026 Mortgage Mar 2021 Line of Credit + 7 more
Flood Zone	Zone AE (high risk)
APN	`R5421230020`

Property Details

APN / Parcel Number

Primary APN	`R5421230020`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,125 sqft Living Area
Gross Area	4,236 sqft
1st Floor Area	3,125 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	27,094 sqft (0.622 acres)
Garage Type	Attached
Garage Area	847 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	108 sqft
Patio Area	155 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1096 W WINDBREAKER LN
City	EAGLE
State	ID
Zip	83616-4882
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2-DA-P
Legal Description	LOT 44 BLOCK 1 MACE RIVER RANCH SUB NO 4
Legal Range	01E
Legal Township	04N
Legal Section	17
Legal Subdivision	MACE RIVER RANCH SUB NO 04
Legal Block	1
Legal Lot Number	44
Jurisdiction	ADA ID
Township / Civil Division	EAGLE
Census Block Group	2
Census Block	2020
Census Tract	10233

Owner

1096 W Windbreaker Ln is owned and occupied by an individual who acquired it in February 2026.

Source: Ada County records, as of June 4, 2026

Owner of Record	Individual Name on File
Mailing Address	1096 W WINDBREAKER LN, EAGLE, ID 83616-4882
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB
Mar 30, 2021	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Oct 4, 2023	Warranty Deed, Transfer TITLEONE BOISE
Aug 1, 2022	Warranty Deed, Transfer TITLEONE BOISE
Jun 30, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MOUNTAIN AMERICA FCU
Jul 6, 2020	Quit Claim Deed, Transfer IDAHO CTRL CU
Aug 20, 2018	Deed of Trust, Mortgage KEYBANK USA
Sep 14, 2017	Warranty Deed, Subdivision Related Transfer IDAHO CTRL CU
Sep 14, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2023
Deed Sale	Oct 4, 2023
Prior Sale	Aug 1, 2022
Deed Document Number	202356732
Last Transfer Date	Feb 2, 2026
Transfer Doc	0000007115
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Recording Date	May 26, 2026
Property Address	1096 W WINDBREAKER LN, EAGLE, ID 83616-4882
Document Number	0000037508
Instrument Date	May 20, 2026
Instrument	202637508
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	PIONEER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1096 W WINDBREAKER LN, EAGLE, ID 83616-4882

Mortgage

Document Number	0000037508,
Date	May 26, 2026
Instrument	202637508

Lender

Name	USAA FSB

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	1096 W WINDBREAKER LN, EAGLE, ID 83616-4882
Transaction Type	Mortgage
Record Updated	Oct 16, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050220
Date	Mar 30, 2021
Instrument	2021-050220

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Oct 4, 2023
Property Address	1096 W WINDBREAKER LN, EAGLE, ID 83616-4882
Document Number	0000056732
Map Reference	MB109 PG15356-15364
Instrument Date	Sep 29, 2023
Instrument	2023-056732
Transaction Type	Transfer
Record Updated	Oct 16, 2023
Title Company	TITLEONE BOISE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1096 W WINDBREAKER LN, EAGLE, ID 83616-4882

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Aug 1, 2022
Property Address	1096 W WINDBREAKER LN, EAGLE, ID 83616-4882
Document Number	0000068283
Map Reference	MB109 PG15356-15364
Instrument Date	Jul 27, 2022
Instrument	2022-068283
Transaction Type	Transfer
Record Updated	Oct 16, 2023
Title Company	TITLEONE BOISE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1096 W WINDBREAKER LN, EAGLE, ID 83616-4882
Investor	Possibly a Property Investor

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADA ID
Recording Date	Jun 30, 2021
Property Address	1096 W WINDBREAKER LN, EAGLE, ID 83616-4882
Document Number	0000099376
Map Reference	MB 109 PG 158356
Instrument Date	Jun 24, 2021
Instrument	2021-099376
Transaction Type	Transfer
Record Updated	Oct 16, 2023
Title Company	ALLIANCE TITLE, ALLIANCE T ITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1096 W WINDBREAKER LN, EAGLE, ID 83616-4882

Mortgage

Document Number	0000099377
Date	Jun 30, 2021
Instrument	2021-099377

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADA ID
Recording Date	Jul 6, 2020
Property Address	1096 W WINDBREAKER LN, EAGLE, ID 83616-4882
Document Number	0000082993
Instrument Date	Jun 26, 2020
Instrument	82993
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	TITLE ONE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1096 W WINDBREAKER LN EAGLE ID 836164882, EAGLE, ID 83616-4882

Mortgage

Document Number	82994
Date	Jul 6, 2020
Instrument	82994

Lender

Name	IDAHO CTRL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	1096 W WINDBREAKER LN, EAGLE, ID 83616-4882
Document Number	0000083357
Instrument Date	Aug 20, 2018
Transaction Type	Mortgage
Record Updated	Sep 13, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1096 W WINDBREAKER LN EAGLE ID 836164882, EAGLE, ID 83616-4882

Mortgage

Document Number	0000083357
Date	Aug 31, 2018
Instrument	83357

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Amount	Amount on Record
Term	120 Months
Due	Aug 30, 2028

September 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Sep 14, 2017
Property Address	1096 W WINDBREAKER LN, EAGLE, ID 83616-4882
Document Number	0000086692
Instrument Date	Sep 13, 2017
Instrument	86692
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 4, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1096 W WINDBREAKER LN EAGLE ID 836164882, EAGLE, ID 83616-4882

Mortgage

Document Number	86693
Date	Sep 14, 2017
Instrument	86693

Lender

Name	IDAHO CTRL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 13, 2047

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADA ID
Recording Date	Sep 14, 2017
Property Address	1096 W WINDBREAKER LN, EAGLE, ID 83616-4882
Document Number	0000086676
Instrument Date	Aug 25, 2017
Instrument	86676
Transaction Type	Transfer
Record Updated	Sep 20, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3277 E LOUISE DR #375 MERIDIAN ID 836429360, 375, MERIDIAN, ID 83642-9360

Tax Assessment & Valuation

The 2025 property tax bill for 1096 W Windbreaker Ln was $4,465, down 4% from the year before.

Source: Ada County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Eagle City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,465.00 (-4.04%) Homeowner's exemption	$1,341,900	$1,341,900
2024	$4,653.00
2023		$1,330,700 Land $540,000 Building $790,700	$1,330,700 Land $540,000 Building $790,700
2022	$6,133.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1096 W Windbreaker Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 41 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	41 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1096 W Windbreaker Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.6% of Idaho
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER IDAHO private · serves 264,978 people · EPA ID ID4010016
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Anthem Broadband, T-Mobile.

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