1096 Seneca Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 1096 Seneca Trl, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2004
Square Footage	1,733 sqft Heated Area
Lot Size	8,756 sqft (0.201 acres)
Garage	Finished, 480 sqft
Last Sale	$157,600 (2004)
Tax Bill	$5,279.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`84796`
Alternative APN	`142630002800010130`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,733 sqft Heated Area
Gross Area	2,405 sqft Gross Area
1st Floor	1,733 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Vinyl/Resilient Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2004
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,756 sqft (0.201 acres)
Depth X Width	125 ft x 70 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	480 sqft Garage
Porch	Open Porch
Porch Area	192 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	84796
Street Address	1096 SENECA TRL
City	SAINT CLOUD
State	FL
Zip	34772-7364
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	INDIAN LAKES PB 13 PG 93-95 LOT 13
Legal Range	30E
Legal Township	26S
Legal Section	14
Legal Subdivision	INDIAN LAKES
Legal Tract	28
Legal Block	1
Legal Lot Number	13
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1020
Census Tract	43303

Owner

Source: Osceola County records · APN 84796

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	330 SWEETWATER BRIDGE CIR, DOUGLASVILLE, GA 30134-5505

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 30, 2004 · Amount on Record
Deed Sale	Jan 30, 2004 · Amount on Record
Deed Doc Number	0243402473
Deed Book / Page	02434 / 02473
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,279.00 (+11.47%)	$302,700 (-3.2%) Land $78,000 Building $224,700	$302,700 (-3.2%) Land $78,000 Building $224,700
2023	$4,736.00 (+14.45%)	$312,700 (+23.5%) Land $60,000 Building $252,700	$312,700 (+23.5%) Land $60,000 Building $252,700
2022	$4,138.00	$253,200 Land $55,000 Building $198,200	$253,200 Land $55,000 Building $198,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 15% of Florida
Wildfire Likelihood	About 1 in 1,587 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.