1084 Seneca Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 1084 Seneca Trl, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2003
Square Footage	1,653 sqft Heated Area
Lot Size	8,756 sqft (0.201 acres)
Occupancy	Owner Occupied
Last Sale	$239,000 (2019)
Tax Bill	$3,147.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`84798`
Alternative APN	`142630002800010150`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,653 sqft Heated Area
Gross Area	2,461 sqft Gross Area
1st Floor	1,653 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2003
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,756 sqft (0.201 acres)
Depth X Width	125 ft x 70 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	473 sqft Garage

Exterior Amenities

Fence	Fence
Patio Area	88 sqft Patio
Porch	Open Porch
Porch Area	335 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	84798
Street Address	1084 SENECA TRL
City	SAINT CLOUD
State	FL
Zip	34772-7364
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	INDIAN LAKES PB 13 PG 93-95 LOT 15
Legal Range	30E
Legal Township	26S
Legal Section	14
Legal Subdivision	INDIAN LAKES
Legal Tract	28
Legal Block	1
Legal Lot Number	15
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1020
Census Tract	43303

Owner

Source: Osceola County records · APN 84798

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1084 SENECA TRL, SAINT CLOUD, FL 34772-7364
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 25, 2019 · Amount on Record
Deed Sale	Jan 25, 2019 · Amount on Record
Prior Sale	Jun 03, 2015 · Amount on Record
Deed Doc Number	2019010792
Deed Book / Page	5468 / 0660
Record Refreshed	Jun 08, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 25, 2019
Property Address	1084 SENECA TRL, SAINT CLOUD, FL 34772-7364
Document Number	0054680660
Book / Page	5468 / 0660
Map Reference	MB 13 PG 93-95
Instrument Date	Jan 22, 2019
Instrument	2019010792
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	QUALITY TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,673.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7571 LAUDEEN WAY, 7571, ORLANDO, FL 32822-7603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1084 SENECA TRL, SAINT CLOUD, FL 34772-7364

Mortgage

Document Number	2019010793
Date	Jan 25, 2019
Instrument	2019010793

Lender

Name	CENTRAL FLORIDA EDUCATORS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,147.00 (+6.43%) Homeowner's exemption	$218,706 (+5.99%)	$305,500 (-3.35%) Land $78,000 Building $227,500
2023	$2,957.00 (+3.72%) Homeowner's exemption	$206,353 (+3%)	$316,100 (+23.43%) Land $60,000 Building $256,100
2022	$2,851.00 Homeowner's exemption	$200,343	$256,100 Land $55,000 Building $201,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 15% of Florida
Wildfire Likelihood	About 1 in 1,587 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.