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1090 Seneca Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 1090 Seneca Trl, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2003
Square Footage1,949 sqft Heated Area
Lot Size8,756 sqft (0.201 acres)
OccupancyOwner Occupied
Last Sale$250,000 (2019)
Tax Bill$3,542.00 (2025)

Property Details

APN / Parcel Number

Primary APN84797
Alternative APN
  • 142630002800010140

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,949 sqft Heated Area
Gross Area2,891 sqft Gross Area
1st Floor1,949 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2003
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,756 sqft (0.201 acres)
Depth X Width125 ft x 70 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area462 sqft Garage
FenceFence
PorchOpen Porch
Porch Area480 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number84797
Street Address1090 SENECA TRL
CitySAINT CLOUD
StateFL
Zip34772-7364
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionINDIAN LAKES PB 13 PG 93-95 LOT 14
Legal Range30E
Legal Township26S
Legal Section14
Legal SubdivisionINDIAN LAKES
Legal Tract28
Legal Block1
Legal Lot Number14
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1020
Census Tract43303

Owner

Source: Osceola County records · APN 84797

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1090 SENECA TRL, SAINT CLOUD, FL 34772-7364
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Jun 17, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 17, 2019 · Amount on Record
Deed SaleJun 17, 2019 · Amount on Record
Prior SaleSep 02, 2016 · Amount on Record
Deed Doc Number2019077897
Deed Book / Page5542 / 1214
Record RefreshedSep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateJul 21, 2026
Property Address1090 SENECA TRL, SAINT CLOUD, FL 34772-7364
Document Number0000095065
Book / Page7006 / 2763
Instrument DateJul 20, 2026
Instrument202695065
Transaction TypeTransfer
Record UpdatedJul 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1090 SENECA TRL, SAINT CLOUD, FL 34772-7364

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 17, 2019
Property Address1090 SENECA TRL, SAINT CLOUD, FL 34772-7364
Document Number0055421214
Book / Page5542 / 1214
Map ReferenceMB 13 PG 93-95
Instrument DateJun 10, 2019
Instrument2019077897
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanySECURITY NATIONAL T&E LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address837 SUNSHINE AVE, 837, DAVENPORT, FL 33897-6849

Transferred To (Grantee/Buyer)

NameVerified Name
Address1090 SENECA TRL, SAINT CLOUD, FL 34772-7364

Mortgage

Document Number0055421216
DateJun 17, 2019
Instrument5542/1216
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,542.00 (+6.3%) Homeowner's exemption$240,798 (+5.99%)$338,900 (-4.21%) Land $78,000 Building $260,900
2023$3,332.00 (+3.61%) Homeowner's exemption$227,197 (+3%)$353,800 (+23.92%) Land $60,000 Building $293,800
2022$3,216.00 Homeowner's exemption$220,580$285,500 Land $55,000 Building $230,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,587 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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