1096 Gallery Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 1096 Gallery Dr, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,077 sqft · built 1992
Lot Size0.105 acres (4,579 sqft)
OwnerCompany Name on File
Last Sale$190,000 (Aug 1991)
Tax Bill$3,814 (2025)
Deeds & MortgagesAug 2021 Mortgage
Aug 2021 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN161-732-12-00

Property Details

APN / Parcel Number

Primary APN161-732-12-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,077 sqft Living Area

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Lot Area4,579 sqft (0.105 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1096 GALLERY DR
CityOCEANSIDE
StateCA
Zip92057-7922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-1 (Res)
Legal DescriptionLOT 84 TR 012700
Legal SubdivisionRANCHO DEL ORO INDUST PARK
Legal Tract012700
Legal Block2
Legal Lot Number84
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2002
Census Tract18525

Owner

Source: San Diego County records · APN 161-732-12-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1326 PANORAMA RIDGE RD, OCEANSIDE, CA 92056-2215
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Aug 03, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
WATERMARK CAPITAL INC
Aug 03, 2021Intrafamily Transfer, Transfer
FIDELITY NATIONAL TITLE CO
Jun 24, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
AMERICAN INTERNET MORTGAGE INC
Oct 25, 2019Correction Deed, Transfer
NOT AVAILABLE
Dec 20, 2018Intrafamily Transfer, Transfer · Conventional Mortgage
AMERICAN INTERNET MORTGAGE INC
Jan 11, 2019Quit Claim Deed, Transfer
OTHER

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 01, 1991 · Amount on Record
Deed SaleAug 01, 1991 · Amount on Record
Deed Document Number1991383481
Last Transfer DateJul 12, 2021
Transfer Doc0000550303
Record UpdatedSep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateAug 03, 2021
Property Address1096 GALLERY DR, OCEANSIDE, CA 92057-7922
Document Number0000550303
Map ReferenceMAP 12700
Instrument DateJul 12, 2021
Instrument2021-0550303
Transaction TypeTransfer
Record UpdatedAug 11, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1326 PANORAMA RIDGE RD, OCEANSIDE, CA 92056-2215

Mortgage

Document Number0000550304
DateAug 03, 2021
Instrument2021-0550304
Lender
NameWATERMARK CAPITAL INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2051

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateAug 03, 2021
Property Address1096 GALLERY DR, OCEANSIDE, CA 92057-7922
Document Number0000550305
Map ReferenceMAP 12700
Instrument DateJul 12, 2021
Instrument2021-0550305
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1326 PANORAMA RIDGE RD, OCEANSIDE, CA 92056-2215

June 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJun 24, 2019
Property Address1096 GALLERY DR, OCEANSIDE, CA 92057-7922
Document Number0000246301
Map ReferenceMAP 12700
Instrument DateJun 15, 2019
Instrument2019-0246301
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1096 GALLERY DR, OCEANSIDE, CA 92057-7922

Mortgage

Document Number0000246302
DateJun 24, 2019
Instrument2019-0246302
Lender
NameAMERICAN INTERNET MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2049

October 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionSAN DIEGO CA
Recording DateOct 25, 2019
Property Address1096 GALLERY DR, OCEANSIDE, CA 92057-7922
Document Number0000484859
Instrument DateJun 15, 2019
Instrument484859
Transaction TypeTransfer
Record UpdatedMay 11, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1096 GALLERY DR OCEANSIDE CA 920577922, OCEANSIDE, CA 92057-7922

December 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateDec 20, 2018
Property Address1096 GALLERY DR, OCEANSIDE, CA 92057-7922
Document Number0000522633
Map ReferenceMAP 12700
Instrument DateDec 14, 2018
Instrument2018-0522633
Transaction TypeTransfer
Record UpdatedJan 28, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1096 GALLERY DR, OCEANSIDE, CA 92057-7922

Mortgage

Document Number0000522634
DateDec 20, 2018
Instrument2018-0522634
Lender
NameAMERICAN INTERNET MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2049

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJan 11, 2019
Property Address1096 GALLERY DR, OCEANSIDE, CA 92057-7922
Document Number0000012023
Instrument DateDec 14, 2018
Instrument12023
Transaction TypeTransfer
Record UpdatedJan 24, 2019
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1096 GALLERY DR OCEANSIDE CA 920577922, OCEANSIDE, CA 92057-7922

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$340,865 (+2%) Land $90,165 Building $250,700
2025$3,814.00 (+8.66%)$334,183 (+4.04%) Land $88,398 Building $245,785
2023$3,510.00 (+0.26%)$321,208 Land $84,966 Building $236,242
2022$3,501.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: California Internet, San Diego Broadband, T-Mobile USA.

Based on FCC filings for 332 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Gallery Dr

Nearby Streets

Search Property Records by Address or Parcel Number